Story County property record for 4105 Phoenix St, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,082 sqft · built 1972 |
| Lot Size | 0.251 acres (10,921 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,500 (Sep 2025) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-106-080 |
| Primary APN | 09-05-106-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| Basement Area | 1,082 sqft |
| Finished Basement | 275 sqft |
| Unfinished Basement | 807 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,921 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4105 PHOENIX ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | ONTARIO HEIGHTS SD 11TH ADD LOT:17 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 05 |
| Legal Subdivision | ONTARIO HEIGHTS SD 11TH ADD |
| Legal Lot Number | 17 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 600 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Sep 30, 2025 | Warranty Deed, Transfer |
| Feb 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Feb 7, 2022 · Amount on Record |
| Deed Document Number | 20258041 |
| Prior Transfer Date | Feb 3, 2022 |
| Prior Transfer Doc | 0202201198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 30, 2026 |
| Property Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Document Number | 0000003657 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20263657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Document Number | 0000003657, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20263657 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 10% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 30, 2025 |
| Property Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Document Number | 0202508041 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-08041 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Feb 7, 2022 |
| Property Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Document Number | 0202201198 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022-01198 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4105 PHOENIX ST, AMES, IA 50014-3919 |
| Document Number | 0202201199 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-01199 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (+9.77%) | $246,800 (+15.76%) Land $54,600 Building $192,200 | $246,800 (+15.76%) Land $54,600 Building $192,200 |
| 2024 | $3,092.00 (+9.88%) | ||
| 2023 | $213,200 Land $41,800 Building $171,400 | $213,200 Land $41,800 Building $171,400 | |
| 2022 | $2,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures