4105 Opal St, Oakland, CA 94609 Property Records

Alameda County property record for 4105 Opal St, Oakland, CA 94609

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 789 sqft · built 1915
Lot Size0.042 acres (1,873 sqft)
OwnerIndividual Name on Record
Tax Bill$6,758 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-1006-38

Property Details

APN / Parcel Number

Primary APN12-1006-38
Alternative APN
  • 012-1006-038-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area789 sqft Living Area

Exterior

Year BuiltBuilt 1915
Architectural StyleOther
Construction TypeWood
Lot Area1,873 sqft (0.042 acres)

Location & Zoning

Street Address4105 OPAL ST
CityOAKLAND
StateCA
Zip94609-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2004
Census Tract401200

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4105 OPAL ST, OAKLAND, CA 94609-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2016
Deed SaleJan 27, 2016
Prior SaleJul 19, 2005 · Amount on Record
Deed Document Number2016018680
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4105 OPAL ST, OAKLAND, CA 94609-2617
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150383
DateApr 16, 2021
Instrument2021150383
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,758.00 (+0.24%) Homeowner's exemption$382,255 (+4.04%) Land $132,177 Building $250,078
2023$6,742.00 Homeowner's exemption$367,414 Land $127,045 Building $240,369

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

Nearby Properties on Opal St

Nearby Streets

Search Property Records by Address or Parcel Number