4105 Morrow Ave, Waco, TX 76710 Property Records

McLennan County property record for 4105 Morrow Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,579 sqft · built 1951
Lot Size	0.303 acres (13,205 sqft)
Owner	Individual Name on Record
Last Sale	$137,700 (May 2008)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-038200-023100-9`

Property Details

APN / Parcel Number

Primary APN	`48-038200-023100-9`
Alternative APNs	`4803820002310090111` `190501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	1,779 sqft
1st Floor Area	1,579 sqft
Flooring	Carpet

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	13,205 sqft (0.303 acres)
Garage Type	Detached
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	250 sqft
Patio Area	288 sqft
Storage Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4105 MORROW AVE
City	WACO
State	TX
Zip	76710-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 4 BLOCK R ACRES .3031
Legal Subdivision	SOUTH OVERLOOK
Legal Block	R
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3028
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4105 MORROW AVE, WACO, TX 76710-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENCO FCU
May 6, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2008 · Amount on Record
Deed Sale	May 20, 2008 · Amount on Record
Deed Document Number	200816142
Last Transfer Date	May 6, 2021
Transfer Doc	0000017538
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4105 MORROW AVE, WACO, TX 76710-5112
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 MORROW AVE, WACO, TX 76710-5112

Mortgage

Document Number	0000037192
Date	Oct 19, 2020
Instrument	2020037192

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2035

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4105 MORROW AVE, WACO, TX 76710-5112
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	AMERICAN GUARANTY TITLE INSURANCE, AMERICAN GUARANTY TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024072
Date	Jun 21, 2021
Instrument	2021024072

Lender

Name	GENCO FCU
Type	Credit Union
Address	WACO, TX 76714

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2041

May 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 6, 2021
Property Address	4105 MORROW AVE, WACO, TX 76710-5112
Document Number	0000017538
Map Reference	VOL 517 PG 66
Instrument Date	May 6, 2021
Instrument	2021017538
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 MORROW AVE, WACO, TX 76710-5112

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,599 (-3.36%) Land $29,976 Building $182,623	$212,599 (-3.36%) Land $29,976 Building $182,623
2025	$3,589.00 (-12.7%) Homeowner's exemption	$220,000 (-12%) Land $27,200 Building $192,800	$220,000 (-12%) Land $27,200 Building $192,800
2024	$4,111.00 (+6.45%)
2023		$250,000 Land $27,200 Building $222,800	$250,000 Land $27,200 Building $222,800
2022	$3,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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