Black Hawk County property record for 4105 McKellar Rd, Waterloo, IA 50702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,276 sqft Living Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,000 (2026) |
| Tax Bill | $4,512.00 (2025) |
| Primary APN | 8812-17-304-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,276 sqft Living Area |
| 1st Floor | 1,076 sqft 1st Floor |
| Basement Area | 1,076 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Unfinished Basement | 1,076 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 39,204 sqft (0.9 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,584 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 200 sqft Shed |
| Deck Area | 168 sqft Deck |
| Patio Area | 116 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4105 MCKELLAR RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PROSPECT ACRES S 189 FT E 75 FT LOT 2 BLK 3 S 189 FT LOT 3 BLK 3 EXC E 15 FT |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 17 |
| Legal Subdivision | PROSPECT ACRES |
| Legal Block | 3 |
| Legal Lot Number | 2,3 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 2901 |
Source: Black Hawk County records · APN 8812-17-304-003
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4105 MCKELLAR RD, WATERLOO, IA 50702-4932 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE COMPANY |
| Nov 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2022 · Amount on Record |
| Deed Doc Number | 202610078 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 06, 2026 |
| Property Address | 4105 MCKELLAR RD, WATERLOO, IA 50702-4932 |
| Document Number | 0000010078 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202610078 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,157.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4105 MCKELLAR RD, WATERLOO, IA 50702-4932 |
| Document Number | 0000010079, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202610079 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 16, 2021 |
| Property Address | 4105 MCKELLAR RD, WATERLOO, IA 50702-4932 |
| Document Number | 202200010444 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 202200010444 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4105 MCKELLAR RD, WATERLOO, IA 50702-4932 |
| Document Number | 202200010445 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 202200010445 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,512.00 | $225,410 (+8.36%) Land $40,500 Building $184,910 | $225,410 (+8.36%) Land $40,500 Building $184,910 |
| 2024 | $4,512.00 (+12.8%) | ||
| 2023 | $208,010 (+14.21%) Land $40,500 Building $167,510 | $208,010 (+14.21%) Land $40,500 Building $167,510 | |
| 2022 | $4,000.00 Homeowner's exemption | $182,130 Land $40,500 Building $141,630 | |
| 2021 | $182,130 Land $40,500 Building $141,630 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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