4105 Masonboro Loop Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 4105 Masonboro Loop Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1998
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (May 2018)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07205-004-011-000`

Property Details

APN / Parcel Number

Primary APN	`R07205-004-011-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	1,322 sqft
Finished Basement	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	16,161 sqft (0.371 acres)
Terrain	Low
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4105 MASONBORO LOOP RD
City	WILMINGTON
State	NC
Zip	28409-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	2 CLIFF SIDE
Legal Subdivision	CLIFF SIDE
Legal Block	4
Legal Lot Number	11
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1014
Census Tract	12004

Owner

4105 Masonboro Loop Rd is owned and occupied by an individual who bought it in May 2018.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4105 MASONBORO LOOP RD, WILMINGTON, NC 28409-3642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
May 9, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Apr 25, 2003 · Amount on File
Deed Document Number	201814210
Deed Book / Page	6140 / 836
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4105 MASONBORO LOOP RD, WILMINGTON, NC 28409-3642
Document Number	0063720836
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 MASONBORO LOOP RD WILMINGTON NC 284093642, WILMINGTON, NC 28409-3642

Mortgage

Document Number	0063720836
Date	Oct 29, 2020
Book Page	006372/000836
Instrument	45441

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 9, 2018
Property Address	4105 MASONBORO LOOP RD, WILMINGTON, NC 28409-3642
Document Number	0061400836
Book / Page	006140 / 000836
Instrument Date	May 4, 2018
Instrument	14210
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 MASONBORO LOOP RD WILMINGTON NC 284093642, WILMINGTON, NC 28409-3642

Mortgage

Document Number	61400839
Date	May 9, 2018
Book Page	006140/000839
Instrument	14211

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4105 Masonboro Loop Rd was $2,248, up 15.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,000 (-) Land $113,500 Building $268,500	$382,000 (-) Land $113,500 Building $268,500
2025	$2,248.00 (+15.28%)	$382,000 Land $113,500 Building $268,500	$382,000 Land $113,500 Building $268,500
2024	$1,950.00 (+2.96%)
2023	$1,894.00 (-0.58%)	$224,200 Land $99,800 Building $124,400	$224,200 Land $99,800 Building $124,400
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4105 Masonboro Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 224 policies
Nearby Flood Policies	224 in force
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	26 of 189
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Floyd Major Disaster Declarations, Oct 1999 · 51 claims Hurricane Bonnie, Sep 1998 · 32 claims Hurricane Fran, Oct 1996 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4105 Masonboro Loop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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