4105 Joan Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 4105 Joan Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,160 sqft · built 1953
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Trust Names on File
Last Sale	$430,000 (Oct 2004)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`132-135-017-3`

Property Details

APN / Parcel Number

Primary APN	`132-135-017-3`
Alternative APN	`132-135-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
1st Floor Area	764 sqft
2nd Floor Area	396 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Attached
Garage Area	244 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4105 JOAN AVE
City	CONCORD
State	CA
Zip	94521-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CANTERBURY VILLAGE #2 LOT 172
Legal Subdivision	CANTERBURY VILLAGE 02
Legal Lot Number	172
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	334001

Owner

4105 Joan Ave is held in a trust since February 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	250 RANDALL ST, SAN FRANCISCO, CA 94131-2751
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 22, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 1, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Feb 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Mar 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2004 · Amount on File
Deed Sale	Oct 28, 2004 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Document Number	2004412930
Last Transfer Date	Feb 16, 2021
Transfer Doc	0000085037
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 1, 2021
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000060615
Map Reference	MB 52 PG 22
Instrument Date	Feb 16, 2021
Instrument	2021-060615
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	250 RANDALL ST, SAN FRANCISCO, CA 94131-2751

Mortgage

Document Number	0000060616
Date	Mar 1, 2021
Instrument	2021-060616

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 22, 2021
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000085037
Map Reference	MB 52 PG 22
Instrument Date	Feb 16, 2021
Instrument	2021-085037
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	250 RANDALL ST, SAN FRANCISCO, CA 94131-2751

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 1, 2017
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000206340
Instrument Date	Sep 15, 2017
Instrument	206340
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	250 RANDALL ST SAN FRANCISCO CA 941312751, SAN FRANCISCO, CA 94131-2751

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 25, 2017
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000174583
Instrument Date	Sep 15, 2017
Instrument	174583
Transaction Type	Transfer
Record Updated	Sep 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	250 RANDALL ST SAN FRANCISCO CA 941312751, SAN FRANCISCO, CA 94131-2751

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2017
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000172319
Instrument Date	Sep 15, 2017
Instrument	172319
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	250 RANDALL ST SAN FRANCISCO CA 941312751, SAN FRANCISCO, CA 94131-2751

Mortgage

Document Number	172320
Date	Sep 20, 2017
Instrument	172320

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 19, 2037

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2017
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000026176
Instrument Date	Feb 7, 2017
Instrument	26176
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	NATIONS TITLE COMPANY/CA, NATIONS TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4105 JOAN AVE CONCORD CA 945212737, CONCORD, CA 94521-2737

Mortgage

Document Number	26177
Date	Feb 10, 2017

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 9, 2037

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 2, 2017
Property Address	4105 JOAN AVE, CONCORD, CA 94521-2737
Document Number	0000037888
Instrument Date	Feb 7, 2017
Instrument	37888
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4105 JOAN AVE CONCORD CA 945212737, CONCORD, CA 94521-2737

Tax Assessment & Valuation

The 2025 property tax bill for 4105 Joan Ave was $7,626.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,353 (+2%) Land $383,875 Building $227,478
2025	$7,626.00	$599,367 Land $376,349 Building $223,018
2023	$7,290.00 (+1.36%)	$576,095 Land $361,736 Building $214,359
2022	$7,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4105 Joan Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4105 Joan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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