4105 Geyser Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 4105 Geyser Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,052 sqft · built 1994
Lot Size	0.149 acres (6,496 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Sep 2013)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2024 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`245-0190-078-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0190-078-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	1,004 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	6,496 sqft (0.149 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4105 GEYSER LN
City	CARMICHAEL
State	CA
Zip	95608-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FOUNTAINDALE SUBDIVISION, LOT 16
Legal Subdivision	FOUNTAINDALE SUBDIVISION
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 8, 2024	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Aug 9, 2023	Intrafamily Transfer, Transfer
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 10, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Mar 22, 2019	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Mar 28, 2019	Correction Deed, Transfer CALATLANTIC TITLE INC
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage VITEK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Prior Sale	Dec 30, 1994 · Amount on Record
Deed Book / Page	20130913 / 1039
Last Transfer Date	Jun 30, 2023
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794

Mortgage

Document Number	0000001163
Date	Jun 8, 2021
Instrument	202106081163

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794

Mortgage

Document Number	0000000267
Date	Nov 8, 2024
Instrument	202411080267

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 21, 2054

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 9, 2023
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Document Number	0000000449
Map Reference	MB 220 MAP 1
Instrument Date	Jun 30, 2023
Instrument	202308090449
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794

Mortgage

Document Number	6080000001163
Date	Jun 8, 2021
Book Page	20210608/1163

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Document Number	2004161159
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4105 GEYSER LN CARMICHAEL CA 956081794, CARMICHAEL, CA 95608-1794

Mortgage

Document Number	2004161159
Date	Apr 16, 2020
Instrument	2004161159

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Document Number	1903281162
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4105 GEYSER LN CARMICHAEL CA 956081794, CARMICHAEL, CA 95608-1794

Mortgage

Document Number	1903281162
Date	Mar 28, 2019
Instrument	1903281162

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2019
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Document Number	1903281161
Instrument Date	Mar 22, 2019
Instrument	1903281161
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CALATLANTIC TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4105 GEYSER LN CARMICHAEL CA 956081794, CARMICHAEL, CA 95608-1794

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4105 GEYSER LN, CARMICHAEL, CA 95608-1794
Document Number	1707111152
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4105 GEYSER LN CARMICHAEL CA 956081794, CARMICHAEL, CA 95608-1794

Mortgage

Document Number	1707111152
Date	Jul 11, 2017
Instrument	1707111152

Lender

Name	VITEK MTG
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,361 (+2%) Land $187,551 Building $218,810
2025	$4,739.00 (+2.2%) Homeowner's exemption	$398,394 (+4.04%) Land $183,874 Building $214,520
2024	$4,637.00 (+1.64%)
2023	$4,562.00 (+2.08%) Homeowner's exemption	$382,926 Land $176,735 Building $206,191
2022	$4,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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