4105 Gary St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 4105 Gary St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,688 sqft
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jun 2013)
Tax Bill	$1,446 (2026)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11365-0010-00000-00`

Property Details

APN / Parcel Number

Primary APN	`11365-0010-00000-00`
Alternative APN	`83886`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,217 sqft
1st Floor Area	1,688 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	1,122 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	334 sqft
Deck Area	207 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	83886
Street Address	4105 GARY ST
City	FORT SMITH
State	AR
Zip	72903-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	CLIFF FOREST
Legal Block	4
Legal Lot Number	10
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	4
Census Block	4002
Census Tract	1101

Owner

4105 Gary St is owned and occupied by two individuals who acquired it in May 2023.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4105 GARY ST, FORT SMITH, AR 72903-5455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2013 · Amount on File
Deed Sale	Jun 6, 2013 · Amount on File
Prior Sale	Feb 10, 1987 · Amount on File
Deed Document Number	20138749
Last Transfer Date	May 4, 2023
Transfer Doc	2023F20355
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	4105 GARY ST, FORT SMITH, AR 72903-5455
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MAIN ST, SCRANTON, AR 72863-9289

Mortgage

Document Number	0202524832
Date	Dec 22, 2025
Instrument	2025-24832

Lender

Name	LOGAN COUNTY BANK
Type	Bank
Address	SCRANTON, AR 72863

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	62 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 4105 Gary St was $1,446.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,446.00	$37,144 (-) Land $6,500 Building $30,644	$185,720 (-) Land $32,500 Building $153,220
2025	$1,446.00	$37,144 Land $6,500 Building $30,644	$185,720 Land $32,500 Building $153,220
2023	$952.00	$23,730 Land $5,000 Building $18,730	$118,650 Land $25,000 Building $93,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4105 Gary St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1988–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4105 Gary St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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