Hamilton County property record for 4105 Flower Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,276 sqft · built 1907 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,900 (May 2020) |
| Tax Bill | $2,007 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-0078-0139-00 |
| Primary APN | 179-0078-0139-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 674 sqft |
| 2nd Floor Area | 602 sqft |
| Basement Area | 674 sqft |
| Year Built | Built 1907 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 98 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4105 FLOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4105 FLOWER AVE 50 X 130 PT LOT 8 GEO VAUGHN EST |
| Legal Subdivision | GEO VAUGHN ESTATE |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 9700 |
4105 Flower Ave is owned and occupied by an individual who bought it in May 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4105 FLOWER AVE, CINCINNATI, OH 45205-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| May 15, 2020 | Grant Deed, Transfer · Conventional with PMI THRIVE MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on File |
| Deed Sale | May 15, 2020 · Amount on File |
| Prior Sale | Dec 29, 2016 · Amount on File |
| Deed Document Number | 2020-0045956 |
| Deed Book / Page | 14169 / 2398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4105 FLOWER AVE, CINCINNATI, OH 45205-2030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4105 FLOWER AVE, CINCINNATI, OH 45205-2030 |
| Document Number | 0000004588 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 15086/632 |
| Instrument | 2024-0004588 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 15, 2020 |
| Property Address | 4105 FLOWER AVE, CINCINNATI, OH 45205-2030 |
| Document Number | 0000045956 |
| Book / Page | 014169 / 002398 |
| Instrument Date | May 1, 2020 |
| Instrument | 45956 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4105 FLOWER AVE CINCINNATI OH 452052030, CINCINNATI, OH 45205-2030 |
| Document Number | 45957 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 014169/002400 |
| Instrument | 45957 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2050 |
The 2025 property tax bill for 4105 Flower Ave was $2,007, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,007.00 (+3.13%) | $32,417 (+%) Land $5,372 Building $27,045 | |
| 2024 | $1,946.00 (-2.21%) | $32,416 (-) Land $5,372 Building $27,044 | |
| 2023 | $1,990.00 (-8.8%) | $32,416 (+1.62%) Land $5,372 Building $27,044 | $92,620 Land $15,350 Building $77,270 |
| 2022 | $2,182.00 Homeowner's exemption | $31,899 Land $2,849 Building $29,050 | |
| 2020 | $91,140 Land $8,140 Building $83,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4105 Flower Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4105 Flower Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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