Polk County property record for 4105 Bowdoin St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,476 sqft · built 1958 |
| Lot Size | 0.152 acres (6,650 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,126 (2024) |
| Deeds & Mortgages | Apr 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 7924-23-328-010 |
| Primary APN | 7924-23-328-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 1,918 sqft |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 592 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 442 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,650 sqft (0.152 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 4105 BOWDOIN ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-3767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 2 OP NE 1/4 SW 1/4 -EX E 830.4 F S 1/2- SEC 23-79-24 |
| Legal Range | 24 |
| Legal Township | 79 |
| Legal Section | 23 |
| Legal Subdivision | SEC 23-79-24 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 400 |
4105 Bowdoin St is owned and occupied by an individual who acquired it in April 2023.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4105 BOWDOIN ST, DES MOINES, IA 50313-3767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2023 |
| Transfer Doc | 0000015019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Apr 3, 2023 |
| Property Address | 4105 BOWDOIN ST, DES MOINES, IA 50313-3767 |
| Document Number | 0000015019 |
| Book / Page | 19434 / 693 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-00015019 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4105 BOWDOIN ST, DES MOINES, IA 50313-3767 |
| Document Number | 0000015020 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-00015020 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $230,700 Land $29,200 Building $201,500 | $230,700 Land $29,200 Building $201,500 | |
| 2024 | $4,126.00 | ||
| 2023 | $205,500 (+27.64%) Land $25,500 Building $180,000 | $205,500 Land $25,500 Building $180,000 | |
| 2022 | $161,000 Land $20,800 Building $140,200 | ||
| 2021 | $161,000 Land $20,800 Building $140,200 | ||
| 2020 | $3,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4105 Bowdoin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 23 (1984–2026) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4105 Bowdoin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, Metronet, T-Mobile.
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