41041 Royal Trails Rd, Eustis, FL 32736 Property Records

Lake County property record for 41041 Royal Trails Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,415 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Sep 2017)
Tax Bill	$3,691 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-17-28-0100-116-00200`

Property Details

APN / Parcel Number

Primary APN	`36-17-28-0100-116-00200`
Alternative APN	`2734078`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,415 sqft Living Area
1st Floor Area	1,430 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	531 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2734078
Street Address	41041 ROYAL TRAILS RD
City	EUSTIS
State	FL
Zip	32736-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL TRAILS UNIT NO 1 SUB LOT 2 BLK 116 BEING IN SEC 1-18-28 PB 19 PGS 1-59 ORB 5003 PG 2110
Legal Range	28E
Legal Township	17S
Legal Section	36
Legal Subdivision	ROYAL TRAILS UNIT NO 1
Legal Phase	1-18-28
Legal Tract	100
Legal Block	116
Legal Lot Number	2
Legal Unit	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1047
Census Tract	30111

Owner

Source: Lake County records · APN 36-17-28-0100-116-00200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41041 ROYAL TRAILS RD, EUSTIS, FL 32736-5405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 26, 2017	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	2017101942
Deed Book / Page	5003 / 2110
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41041 ROYAL TRAILS RD, EUSTIS, FL 32736-5405
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41041 ROYAL TRAILS RD, EUSTIS, FL 32736-5405

Mortgage

Document Number	0058952212
Date	Feb 11, 2022
Book Page	5895/2212
Instrument	2022020505

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 22, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41041 ROYAL TRAILS RD, EUSTIS, FL 32736-5405
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41041 ROYAL TRAILS RD, EUSTIS, FL 32736-5405

Mortgage

Document Number	0055780426
Date	Nov 06, 2020
Book Page	5578/426
Instrument	2020125159

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 26, 2017
Property Address	41041 ROYAL TRAILS RD, EUSTIS, FL 32736-5405
Document Number	0050032110
Book / Page	005003 / 002110
Instrument Date	Sep 22, 2017
Instrument	101942
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41041 ROYAL TRAILS RD EUSTIS FL 327365405, EUSTIS, FL 32736-5405

Mortgage

Document Number	50032112
Date	Sep 26, 2017
Book Page	005003/002112
Instrument	101943

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,120 (+5.98%) Land $100,000 Building $162,120	$406,373 (+7.87%) Land $100,000 Building $306,373
2024	$3,691.00 (+9.36%)
2023	$3,375.00 (+5.7%) Homeowner's exemption	$247,320 (+3%)	$376,731 (+26.63%) Land $80,000 Building $296,731
2022	$3,193.00 Homeowner's exemption	$240,120	$297,502 Land $60,000 Building $237,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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