4104 W Gray St, Tampa, FL 33609 Property Records

Hillsborough County property record for 4104 W Gray St, Tampa, FL 33609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,567 sqft · built 1959
Lot Size	0.16 acres (6,980 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2025)
Tax Bill	$8,788 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115074-0000`

Property Details

APN / Parcel Number

Primary APN	`115074-0000`
Alternative APN	`A2129183LS000003000080`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	1,731 sqft
1st Floor Area	1,567 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,980 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 61 ft wide
Porch	Open Porch
Porch Area	326 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1150740000
Street Address	4104 W GRAY ST
City	TAMPA
State	FL
Zip	33609-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	ROSEDALE NORTH E 12.15 FT OF LOT 8, LOT 9 & W 23.85 FT OF LOT 10 BLOCK 3
Legal Range	18E
Legal Township	29S
Legal Section	21
Legal Subdivision	ROSEDALE NORTH
Legal Tract	3LS
Legal Block	3
Legal Lot Number	8
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2004
Census Tract	4700

Owner

4104 W Gray St is owned and occupied by an individual who bought it in July 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4104 W GRAY ST, TAMPA, FL 33609-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer OS NATIONAL LLC
May 22, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 15, 2019	Warranty Deed, Transfer TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	2025321702
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 9, 2023
Property Address	4104 W GRAY ST, TAMPA, FL 33609-2211
Document Number	0000252685
Map Reference	MB 15 PG 12
Instrument Date	Jun 7, 2023
Instrument	2023252685
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$3,098.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5402 LOCKLEAR PL, RIVERVIEW, FL 33578-3797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 22, 2020
Property Address	4104 W GRAY ST, TAMPA, FL 33609-2211
Document Number	0000209967
Map Reference	MB 15 PG 12
Instrument Date	May 15, 2020
Instrument	2020209967
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	COAST TO COAST T&E AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1591 W CENTRE AVE STE 207, 1591, PORTAGE, MI 49024-5342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 W GRAY ST, TAMPA, FL 33609-2211

Mortgage

Document Number	0000209968
Date	May 22, 2020
Instrument	2020209968

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 15, 2019
Property Address	4104 W GRAY ST, TAMPA, FL 33609-2211
Document Number	0268711686
Book / Page	026871 / 001686
Instrument Date	Jul 19, 2019
Instrument	351999
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,561.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2343 PORTAGE MI 490812343, PORTAGE, MI 49081-2343

Tax Assessment & Valuation

The 2025 property tax bill for 4104 W Gray St was $8,788.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,465 (-2.03%) Land $128,765 Building $296,700	$425,465 (-2.03%) Land $128,765 Building $296,700
2025	$8,788.00	$434,264 Land $128,765 Building $305,499	$434,264 Land $128,765 Building $305,499
2023	$6,307.00 (+2.7%) Homeowner's exemption	$362,595 (+3%)	$425,953 (-3.69%) Land $115,211 Building $310,742
2022	$6,141.00 Homeowner's exemption	$352,034	$442,271 Land $108,434 Building $333,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4104 W Gray St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4104 W Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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