4104 Shore Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4104 Shore Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1970
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2013)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`240950-0000`

Property Details

APN / Parcel Number

Primary APN	`240950-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,589 sqft
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Width	195 ft Width
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	105 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4104 SHORE DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-6743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-54 ST AUG SOUTH UT 18 LOTS 4958 4959 & 4960 OR3831/827
Legal Range	30E
Legal Township	08S
Legal Section	47
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 18
Legal Block	3
Legal Lot Number	4958
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3012
Census Tract	21302

Owner

Source: St. Johns County records · APN 240950-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4104 SHORE DR, SAINT AUGUSTINE, FL 32086-6743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2013 · Amount on Record
Deed Sale	Dec 31, 2013 · Amount on Record
Prior Sale	Jul 08, 2011 · Amount on Record
Deed Document Number	201383935
Deed Book / Page	3831 / 827
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4104 SHORE DR, SAINT AUGUSTINE, FL 32086-6743
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 SHORE DR, SAINT AUGUSTINE, FL 32086-6743

Mortgage

Document Number	0057120372
Date	Feb 22, 2023
Book Page	5712/372
Instrument	2023013465

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,027 (+2.7%)	$372,646 (+3.16%) Land $256,932 Building $115,714
2025	$2,334.00 (+14.24%) Homeowner's exemption	$186,005 (+2.9%)	$361,226 (+0.86%) Land $263,250 Building $97,976
2024	$2,043.00 (+2.2%) Homeowner's exemption	$180,763 (+3%)	$358,140 (-0.73%) Land $263,250 Building $94,890
2023	$1,999.00 (+3.63%) Homeowner's exemption	$175,498 (+3%)	$360,776 (+20.17%) Land $263,250 Building $97,526
2022	$1,929.00 Homeowner's exemption	$170,386	$300,215 Land $181,818 Building $118,397

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1992–2016)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.