4104 Millstream Rd, Marengo, IL 60152 Property Records

McHenry County property record for 4104 Millstream Rd, Marengo, IL 60152 · Last verified May 2024

Property Summary

Property TypeRural Home
Details6 bd · 9 ba · 3,469 sqft · built 2002
Lot Size40 acres (1,742,400 sqft)
OwnerIndividual Name on File
Last Sale$1,140,000 (Aug 2023)
Deeds & MortgagesSep 2025 Line of Credit
Aug 2023 Sale & Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-29-200-014

Property Details

APN / Parcel Number

Primary APN12-29-200-014
Alternative APN
  • 1229200009

Interior

Bedrooms6 Beds
Full Baths9 Baths
Total Rooms21 Rooms
Stories2 Stories
Building Area3,469 sqft Living Area
Gross Area7,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area1,742,400 sqft (40 acres)
Lot Dimensions1,977 ft deep x 881 ft wide
Garage Area667 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Old Parcel Number1229200009
Street Address4104 MILLSTREAM RD
CityMARENGO
StateIL
Zip60152-9496
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDOC 2006R0023309 PT N 881.96FT W1/2 NE1/4 & PT N 881.96FT W1/2 E1/2 NE1/4 MEMO: MILLSTREAM RD DEDICATED PER DED DOC 508695
Legal Range06E
Legal Township44N
Legal Section29
Legal Block200
JurisdictionMCHENRY IL
Township / Civil DivisionSENECA
Census Block Group3
Census Block3024
Census Tract871502

Owner

Source: McHenry County records · APN 12-29-200-014

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4104 MILLSTREADE, CRYSTAL LAKE, IL 60014
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
PRAIRIE COMMUNITY BANK
Aug 17, 2023Warranty Deed, Transfer · Reverse Mortgage
PRAIRIE COMMUNITY BANK
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleApr 03, 2006
Deed Document Number2023R0020250
Record UpdatedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4104 MILLSTREAM RD, MARENGO, IL 60152-9496
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 MILLSTREAM RD, MARENGO, IL 60152-9496

Mortgage

Document Number0000025845
DateSep 22, 2025
Instrument2025R0025845
Lender
NamePRAIRIE COMMUNITY BANK
TypeBank
AddressMARENGO, IL 60152
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 17, 2023
Property Address4104 MILLSTREAM RD, MARENGO, IL 60152-9496
Document Number0000020250
Instrument DateAug 07, 2023
Instrument2023R0020250
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyATG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4104 MILLSTREADE, CRYSTAL LAKE, IL 60014

Mortgage

Document Number0000020251
DateAug 17, 2023
Instrument2023R0020251
Lender
NamePRAIRIE COMMUNITY BANK
TypeBank
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term62 Months
DueOct 01, 2028
Interest
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4104 MILLSTREAM RD, MARENGO, IL 60152-9496
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023122
DateApr 28, 2021
Instrument2021R0023122
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionSeneca Township
Elementary School DistrictMarengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School DistrictMarengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$312,110 Land $34,819 Building $277,291$936,330 Land $104,457 Building $831,873

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118715023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
5 of 6 on primary residences
Nearby Flood Claims2 (2018–2020)
Most Recent ClaimMay 2020, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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