4104 Lori Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 4104 Lori Dr, Erlanger, KY 41018

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,908 sqft · built 1983
Lot Size	0.527 acres (22,956 sqft)
Owner	Individual Name on Record
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003-40-02-007.02`

Property Details

APN / Parcel Number

Primary APN	`003-40-02-007.02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,908 sqft Finished Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	22,956 sqft (0.527 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	4104 LORI DR
City	ERLANGER
State	KY
Zip	41018-1511
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	0.527 ACS AT END LORI DR
Legal Subdivision	SUNSET HILLS SUB SEC 2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4104 LORI DR, ERLANGER, KY 41018-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 6, 2015
Transfer Doc	0000000155
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4104 LORI DR, ERLANGER, KY 41018-1511
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 LORI DR 4106, 4106, ERLANGER, KY 41018-1511

Mortgage

Document Number	0005900172
Date	Oct 4, 2022
Book Page	411/951
Instrument	22100405900172

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $25,000 Building $175,000	$200,000 (-) Land $25,000 Building $175,000
2025	$2,638.00 (+1.54%)	$200,000 (-) Land $25,000 Building $175,000	$200,000 (-) Land $25,000 Building $175,000
2023	$2,598.00	$200,000 Land $25,000 Building $175,000	$200,000 Land $25,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT, NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20