4104 Hemlock Dr, Duluth, MN 55803 Property Records

St. Louis County property record for 4104 Hemlock Dr, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,521 sqft · built 1930
Lot Size	1.71 acres (74,854 sqft)
Owner	Individual Name on File
Tax Bill	$4,358 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0130-00260`

Property Details

APN / Parcel Number

Primary APN	`375-0130-00260`
Alternative APN	`737515`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,521 sqft Gross Area
1st Floor Area	1,521 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	74,854 sqft (1.71 acres)
Garage Area	576 sqft

Exterior Amenities

Deck Area	64 sqft
Gazebo	121 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	737515
Street Address	4104 HEMLOCK DR
City	DULUTH
State	MN
Zip	55803-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOTS 26 THRU 40 & 56 THRU 80 SERIAL #
Legal Subdivision	WOODLAND BEACH TOWN OF GNESEN
Legal Lot Number	26-40
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2003
Census Tract	10601

Owner

Source: St. Louis County records · APN 375-0130-00260

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4104 HEMLOCK DR, DULUTH, MN 55803-9322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS COOPERATIVE CU
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4104 HEMLOCK DR, DULUTH, MN 55803-9322
Transaction Type	Mortgage
Record Updated	Sep 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070993
Date	Aug 08, 2023
Instrument	1070993

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2038

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4104 HEMLOCK DR, DULUTH, MN 55803-9322
Transaction Type	Mortgage
Record Updated	Sep 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001471827
Date	Aug 11, 2023
Instrument	1471827

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2038

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,358.00 (+6.81%) Homeowner's exemption
2025	$4,080.00 (+9.44%) Homeowner's exemption	$425,100 (+6.33%) Land $45,800 Building $379,300	$425,100 (+6.33%) Land $45,800 Building $379,300
2024	$3,728.00	$399,800 (+31.12%) Land $44,600 Building $355,200	$399,800 (+31.12%) Land $44,600 Building $355,200
2022		$304,900 Land $42,300 Building $262,600	$304,900 Land $42,300 Building $262,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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