41032 Texas Rd, Carthage, NY 13619 Property Records

Jefferson County and Wilna Town property record for 41032 Texas Rd, Carthage, NY 13619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1983
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,618 (2026)
Deeds & Mortgages	Apr 2023 Refinance Mar 2020 Mortgage + 1 more
APN	`226089 78.17-1-23`

Property Details

APN / Parcel Number

Primary APN	`226089 78.17-1-23`
Alternative APN	`60890780170001023000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Detached
Garage Area	1,077 sqft
Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	226089 78.17-1-23
Street Address	41032 TEXAS RD
City	CARTHAGE
State	NY
Zip	13619-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	WILNA
Census Block Group	2
Census Block	2000
Census Tract	60901

Owner

41032 Texas Rd is owned and occupied by two individuals.

Source: Jefferson County and Wilna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41032 TEXAS RD, CARTHAGE, NY 13619-9782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CARTHAGE FEDERAL SAVINGS AND LOAN ASSOCI
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST SVGS BK
Apr 19, 2019	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	41032 TEXAS RD, CARTHAGE, NY 13619-9782
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005143
Date	Apr 12, 2023
Instrument	20230-00005143

Lender

Name	CARTHAGE FEDERAL SAVINGS AND LOAN ASSOCI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	41032 TEXAS RD, CARTHAGE, NY 13619-9782
Document Number	0000011221
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41032 TEXAS RD CARTHAGE NY 136199782, CARTHAGE, NY 13619-9782

Mortgage

Document Number	0000011221
Date	Sep 11, 2020
Instrument	11221

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	41032 TEXAS RD, CARTHAGE, NY 13619-9782
Document Number	0000009716
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	MADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41032 TEXAS RD CARTHAGE NY 136199782, CARTHAGE, NY 13619-9782

Mortgage

Document Number	0000009716
Date	Jun 24, 2019
Instrument	9716

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 23, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 41032 Texas Rd was $2,618 with exemptions applied, down 1.9% from the year before.

Source: Jefferson County and Wilna Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
County Subdivision	Wilna Town
Unified School District	Carthage Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,618.00 (-1.87%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025	$2,668.00	$175,000 Land $22,100 Building $152,900	$181,347 Land $22,902 Building $158,445
2023		$37,300 Land $18,300 Building $19,000	$41,910 Land $20,562 Building $21,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 41032 Texas Rd; 10 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41032 Texas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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