Frederick County property record for 4103 Tottenham St, Frederick, MD 21704 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 2008 |
| Square Footage | 4,028 sqft Living Area |
| Lot Size | 14,033 sqft (0.322 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $925,000 (2026) |
| Tax Bill | $10,070.00 (2024) |
| Primary APN | 07-248407 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,028 sqft Living Area |
| Gross Area | 4,508 sqft Gross Area |
| 1st Floor | 2,008 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,033 sqft (0.322 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 200 sqft Deck |
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 248407 |
|---|---|
| Street Address | 4103 TOTTENHAM ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17030 SECT M-17 14,033 SQ FT VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-17 |
| Legal Lot Number | 17030 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 7, URBANA |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 752205 |
Source: Frederick County records · APN 07-248407
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4103 TOTTENHAM ST, FREDERICK, MD 21704-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 14, 2026 | Deed, Transfer · Conventional Mortgage LAKESIDE TITLE |
| Feb 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 25, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Sep 05, 2008 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 17862 / 288 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4103 TOTTENHAM ST, FREDERICK, MD 21704-7302 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0145880075 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 14588/75 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 14, 2026 |
| Property Address | 4103 TOTTENHAM ST, FREDERICK, MD 21704-7302 |
| Document Number | 1786000288 |
| Book / Page | 17862 / 288 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $934,250.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4103 TOTTENHAM ST, FREDERICK, MD 21704-7302 |
| Document Number | 1786000297, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 17862/297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4103 TOTTENHAM ST, FREDERICK, MD 21704-7302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0135300120 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 13530/0120 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4103 TOTTENHAM ST, FREDERICK, MD 21704-7302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0145880075 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 14588/75 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Nov 01, 2045 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $775,933 (+15.38%) | $887,800 (+23.31%) Land $280,800 Building $607,000 | |
| 2024 | $10,070.00 (+7.12%) | ||
| 2023 | $9,401.00 Homeowner's exemption | $672,500 | $720,000 Land $204,500 Building $515,500 |
4103 Tottenham St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures