4103 SW 78th St, Gainesville, FL 32608 Property Records

Alachua County property record for 4103 SW 78th St, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,309 sqft · built 1973
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jul 2025)
Tax Bill	$7,505 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06849-002-017`

Property Details

APN / Parcel Number

Primary APN	`06849-002-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,309 sqft Heated Area
1st Floor Area	3,309 sqft
Utility Area	110 sqft
Utility Room	Utility Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	225 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	684 sqft
Patio Area	760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4103 SW 78TH ST
City	GAINESVILLE
State	FL
Zip	32608-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1
Legal Description	KENWOOD UNIT 2 PB H-67 LOT 17 OR 5221/1644
Legal Section	17
Legal Subdivision	KENWOOD
Legal Lot Number	17
Legal Unit	2
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1027
Census Tract	2221

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4103 SW 78TH ST, GAINESVILLE, FL 32608-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	3632979
Deed Book / Page	5221 / 1644
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Sep 22, 2022
Property Address	4103 SW 78TH ST, GAINESVILLE, FL 32608-3609
Document Number	0050392022
Book / Page	5039 / 2022
Map Reference	MB H PG 67
Instrument Date	Sep 16, 2022
Instrument	3447052
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FLORIDA LEGAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,849.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 SW 4TH AVE, 300, GAINESVILLE, FL 32601-6550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 SW 78TH ST, GAINESVILLE, FL 32608-3609

Mortgage

Document Number	0050392025
Date	Sep 22, 2022
Instrument	5039/2025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,973 (+5.99%)	$478,225 (+28.65%) Land $140,000 Building $338,225
2024	$7,505.00 (+4.48%)
2023	$7,183.00 (+44.38%) Homeowner's exemption Senior Citizen's exemption	$371,718 (+42.59%) Land $140,000 Building $231,718	$371,718 (+12.72%) Land $140,000 Building $231,718
2022	$4,975.00 Homeowner's exemption	$260,688	$329,776 Land $125,000 Building $204,776

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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