4103 SW 46th Ter, Ocala, FL 34474 Property Records

Marion County property record for 4103 SW 46th Ter, Ocala, FL 34474

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 2008
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Feb 2022)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23838-040-00`

Property Details

APN / Parcel Number

Primary APN	`23838-040-00`
Alternative APN	`3639146000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	2,185 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	328 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3639146000
Street Address	4103 SW 46TH TER
City	OCALA
State	FL
Zip	34474-9846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PUD;PUD
Legal Description	SEC 34 TWP 15 RGE 21 PLAT BOOK 010 PG 154 CIMARRON LOT 40 LESS & EXCEPT E 10 FT THEREOF.
Legal Range	21E
Legal Township	15S
Legal Section	34
Legal Subdivision	CIMARRON
Legal Lot Number	40
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2001
Census Tract	2507

Owner

4103 SW 46th Ter is owned and occupied by two individuals who bought it in February 2022.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4103 SW 46TH TER, OCALA, FL 34474-9846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Deed Document Number	0077131347
Deed Book / Page	5228 / 0284
Prior Transfer Date	Jul 20, 2009
Prior Transfer Doc	2009061137
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4103 SW 46TH TER, OCALA, FL 34474-9846
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 SW 46TH TER, OCALA, FL 34474-9846

Mortgage

Document Number	0077131353
Date	Mar 2, 2022
Book Page	7713/1353
Instrument	2022030499

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4103 SW 46th Ter was $4,648 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,648.00 Homeowner's exemption	$291,195 Land $46,000 Building $245,195	$291,195 Land $46,000 Building $245,195
2023	$4,648.00 (+2.99%) Homeowner's exemption	$284,964 (+16.58%) Land $32,000 Building $252,964	$284,964 (+16.58%) Land $32,000 Building $252,964
2022	$4,513.00	$244,433 Land $30,000 Building $214,433	$244,433 Land $30,000 Building $214,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4103 SW 46th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 SW 46th Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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