4103 Ruffin Ct, Edmond, OK 73025 Property Records

Oklahoma County property record for 4103 Ruffin Ct, Edmond, OK 73025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,333 sqft · built 2005
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Aug 2013)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-188-1050`

Property Details

APN / Parcel Number

Primary APN	`20-188-1050`
Alternative APNs	`4643-20-188-1050` `R201881050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,333 sqft Living Area
1st Floor Area	2,215 sqft
2nd Floor Area	1,118 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,945 sqft (0.389 acres)
Garage Type	Mixed
Garage Area	828 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R201881050
Street Address	4103 RUFFIN CT
City	EDMOND
State	OK
Zip	73025-0825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT ESTATES I 003 006
Legal Range	03W
Legal Township	14N
Legal Section	11
Legal Quarter	SW
Legal Subdivision	BELMONT ESTATES I
Legal Block	3
Legal Lot Number	6
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	1
Census Block	1001
Census Tract	108223

Owner

4103 Ruffin Ct is owned and occupied by an individual who bought it in August 2013.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4103 RUFFIN CT, EDMOND, OK 73025-0825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2013 · Amount on File
Deed Sale	Aug 28, 2013 · Amount on File
Prior Sale	Aug 28, 2008 · Amount on File
Deed Document Number	20130828011222710
Deed Book / Page	12342 / 0725
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	4103 RUFFIN CT, EDMOND, OK 73025-0825
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011776530
Date	Dec 1, 2020
Book Page	14558/1956
Instrument	20201201011776530

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4103 Ruffin Ct was $5,648 with a homeowner's exemption.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00 Homeowner's exemption	$54,783 Land $7,003 Building $47,780	$618,000 Land $79,000 Building $539,000
2023	$5,278.00 Homeowner's exemption	$51,639 Land $6,920 Building $44,719	$589,500 Land $79,000 Building $510,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4103 Ruffin Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 Ruffin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Atlink Services, Nextlink.

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