4103 Rolling Oaks Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 4103 Rolling Oaks Dr, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	864 sqft · built 1983
Lot Size	0.085 acres (3,681 sqft)
Owner	Individual Name on File
Tax Bill	$472 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356710-000510`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356710-000510`
Alternative APNs	`022925356710000510` `22925000`

Interior

Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Lot Area	3,681 sqft (0.085 acres)
Garage Type	Carport
Garage Area	2,008 sqft
Carport	Carport
Carport Area	2,008 sqft
Porch	Porch

Location & Zoning

Street Address	4103 ROLLING OAKS DR
City	WINTER HAVEN
State	FL
Zip	33880-1637
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OAKWOOD ESTATES PB 64 PGS 25 THRU 28 LOT 51 & AN UNDIVIDED SHARE IN ALL COMMON ELEMENTS
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	OAKWOOD ESTATES
Legal Tract	356710
Legal Block	2
Legal Lot Number	51
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	14704

Owner

4103 Rolling Oaks Dr, a mobile home, is owned and occupied by an individual.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4103 ROLLING OAKS DR, WINTER HAVEN, FL 33880-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Lease, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Mar 10, 2023	Assignment of Lease, Transfer · Commercial Mortgage SOUTH STATE BANK NA
Oct 13, 2022	Lease, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	POLK FL
Recording Date	Aug 18, 2023
Property Address	4103 ROLLING OAKS DR, WINTER HAVEN, FL 33880-1637
Document Number	0000194456
Book / Page	12806 / 849
Map Reference	MB 64 PG 25
Instrument Date	Aug 4, 2023
Instrument	2023194456
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CEDAR COMMONS LN, BIRDSBORO, PA 19508-8124

March 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	POLK FL
Recording Date	Mar 10, 2023
Property Address	4103 ROLLING OAKS DR, WINTER HAVEN, FL 33880-1637
Document Number	0000057124
Book / Page	12611 / 1538
Map Reference	MB 64 PG 25
Instrument Date	Mar 6, 2023
Instrument	2023057124
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4028 ROLLING OAKS DR, WINTER HAVEN, FL 33880-1621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5332 E 30TH PL, TULSA, OK 74114-6314

Mortgage

Document Number	0126111541
Date	Mar 10, 2023
Instrument	12611/1541

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2038

October 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	POLK FL
Recording Date	Oct 13, 2022
Property Address	4103 ROLLING OAKS DR, WINTER HAVEN, FL 33880-1637
Document Number	0000271775
Book / Page	12448 / 2279
Map Reference	MB 64 PG 25-28
Instrument Date	Apr 22, 2021
Instrument	2022271775
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4028 ROLLING OAKS DR, 4028, WINTER HAVEN, FL 33880-1621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 LOBO ST, LIMA, OH 45807-1828

Tax Assessment & Valuation

The 2025 property tax bill for 4103 Rolling Oaks Dr was $472 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,972 (-4.65%) Land $37,000 Building $40,972	$77,972 (-4.65%) Land $37,000 Building $40,972
2025	$472.00 Homeowner's exemption	$81,773 Land $37,000 Building $44,773	$81,773 Land $37,000 Building $44,773
2023	$1,197.00 (+15.43%)	$71,421 (+12.92%) Land $36,000 Building $35,421	$71,421 (+12.92%) Land $36,000 Building $35,421
2022	$1,037.00	$63,248 Land $30,000 Building $33,248	$63,248 Land $30,000 Building $33,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4103 Rolling Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 Rolling Oaks Dr is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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