4103 Pony Express Rd, Kearney, NE 68847 Property Records

Buffalo County property record for 4103 Pony Express Rd, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	4 bd · 0.5 ba · 1,526 sqft · built 1972
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (May 2018)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60126100010759`

Property Details

APN / Parcel Number

Primary APN	`60126100010759`
Alternative APNs	`3651-25-3-01079-002-0007` `601261000`

Interior

Bedrooms	4 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,526 sqft Total Area
1st Floor Area	1,226 sqft
Basement Area	762 sqft
Finished Basement	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Shed	1 Shed
Shed Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60126100010759
Street Address	4103 PONY EXPRESS RD
City	KEARNEY
State	NE
Zip	68847-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ARROWHEAD HILLS SUB LT 7 BLK 2
Legal Subdivision	ARROWHEAD HILLS SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	BUFFALO NE
Township / Civil Division	3
Census Block Group	3
Census Block	3015
Census Tract	969203

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4103 PONY EXPRESS RD, KEARNEY, NE 68847-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage US BANK NA
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
May 18, 2018	Warranty Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	20182716
Last Transfer Date	May 8, 2024
Transfer Doc	0202401888
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4103 PONY EXPRESS RD, KEARNEY, NE 68847-2557
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600633
Date	Feb 6, 2026
Instrument	2026-00633

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4103 PONY EXPRESS RD, KEARNEY, NE 68847-2557
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205704
Date	Oct 3, 2022
Instrument	2022-05704

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4103 PONY EXPRESS RD, KEARNEY, NE 68847-2557
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001518
Date	Mar 18, 2020
Instrument	2020-01518

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Aug 30, 2022
Property Address	4103 PONY EXPRESS RD, KEARNEY, NE 68847-2557
Document Number	0202205154
Instrument Date	Aug 25, 2022
Instrument	2022-05154
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TRI CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$605.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202205155
Date	Aug 30, 2022
Instrument	2022-05155

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	May 18, 2018
Property Address	4103 PONY EXPRESS RD, KEARNEY, NE 68847-2557
Document Number	0201802716
Instrument Date	May 10, 2018
Instrument	2018-02716
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BARNEY ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$454.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802717
Date	May 18, 2018
Instrument	2018-02717

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,155 (+1.52%) Land $44,015 Building $235,140	$279,155 (+1.52%) Land $44,015 Building $235,140
2025	$3,533.00 (-4.87%)	$274,985 (+25.99%) Land $44,015 Building $230,970	$274,985 (+25.99%) Land $44,015 Building $230,970
2023	$3,714.00	$218,260 Land $42,730 Building $175,530	$218,260 Land $42,730 Building $175,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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