4103 Ocracoke Ct, New Bern, NC 28560 Property Records

Craven County property record for 4103 Ocracoke Ct, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 2024
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 2024)
Tax Bill$1,165 (2026)
Deeds & MortgagesAug 2024 Sale & Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN7-035-2-046

Property Details

APN / Parcel Number

Primary APN7-035-2-046
Alternative APNs
  • 120705
  • 141049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,615 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number141049
Street Address4103 OCRACOKE CT
CityNEW BERN
StateNC
Zip28560-5218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 MADELINE FARM PH I
Legal SubdivisionFINAL PLAT MADELINE FARM PHASE ONE
Legal PhaseI
Legal Lot Number46
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group2
Census Block2004
Census Tract961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4103 OCRACOKE CT, NEW BERN, NC 28560-5218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jul 13, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Deed Document Number202410130283
Deed Book / Page3809 / 642
Record UpdatedOct 29, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCRAVEN NC
Recording DateAug 23, 2024
Property Address4103 OCRACOKE CT, NEW BERN, NC 28560-5218
Document Number003809/642
Book / Page3809 / 642
Map ReferenceCAB J SLS 58D THROUG
Instrument DateAug 22, 2024
Instrument10130283
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 OCRACOKE CT, NEW BERN, NC 28560-5218

Mortgage

Document Number0003809644
DateAug 23, 2024
Instrument3809/644
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateJul 13, 2023
Property AddressOCRACOKE CT, NEW BERN, NC 28560
Document Number03769/1303
Book / Page3769 / 1303
Map ReferenceCAB J SL 58D-58F
Instrument DateJul 10, 2023
Instrument10114762
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

AmountAmount Recorded
Tax$6,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address754 RAMSEY RD, JACKSONVILLE, NC 28546-9380

Transferred To (Grantee/Buyer)

NameVerified Name
Address7208 FALLS OFNEUSE ROAD #201 # 201, 201, RALEIGH, NC 27615-3244

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,165.00$235,320 (-) Land $35,000 Building $200,320$235,320 (-) Land $35,000 Building $200,320
2025$1,165.00$235,320 Land $35,000 Building $200,320$235,320 Land $35,000 Building $200,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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