Oceana County property record for 4103 N Ridge Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Sep 2018) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-005-400-18 |
| Primary APN | 006-005-400-18 |
|---|
| Lot Area | 165,528 sqft (3.8 acres) |
|---|
| Street Address | 4103 N RIDGE RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 OF SE 1/4 SEC 5 T15N R18W COM SE COR THEN N 675.04 FT TO POB: THEN N 545 FT THEN W 302 FT THEN S 546.85 FT THEN E 302 |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 05 |
| Legal Subdivision | ROSS SURVEYS |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11000 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4103 N RIDGE RD, MEARS, MI 49436-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 4, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Prior Sale | Dec 27, 1996 |
| Deed Document Number | 20184972 |
| Deed Book / Page | 2018 / 16165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 4103 N RIDGE RD, MEARS, MI 49436-9309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4103 RIDGE RD, MEARS, MI 49436-9309 |
| Document Number | 2021/17869 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 2021/17869 |
| Instrument | 202100004970 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 4, 2018 |
| Property Address | 4103 N RIDGE RD, MEARS, MI 49436-9309 |
| Document Number | 2018/016165 |
| Book / Page | 2018 / 016165 |
| Instrument Date | Jun 12, 2014 |
| Instrument | 201800004972 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4103 N RIDGE RD, MEARS, MI 49436-9309 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,100 (+13.14%) Land $191,100 | $382,200 (+13.14%) Land $382,200 | |
| 2025 | $1,689.00 (+2.43%) Homeowner's exemption | ||
| 2024 | $1,649.00 (+12.71%) | ||
| 2023 | $168,900 Land $168,900 | $337,800 (-) Land $337,800 | |
| 2022 | $1,463.00 | $337,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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