Spokane County property record for 4103 N Elgin St, Spokane, WA 99205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1951 |
| Lot Size | 0.262 acres (11,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,280 (Jan 2022) |
| Tax Bill | $3,500 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25011.2805 |
| Primary APN | 25011.2805 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 770 sqft |
| Basement Area | 770 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 70 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,430 sqft (0.262 acres) |
| Lot Dimensions | 127 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 304 sqft |
| Pole Barn | 936 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4103 N ELGIN ST |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99205-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | GREENES ADD L9-10 B28 INC VAC 30FT STP S OF&ADJ L10 |
| Legal Range | 42E |
| Legal Township | 25N |
| Legal Section | 01 |
| Legal Subdivision | GREENES ADD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1100 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU |
| Dec 15, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 13, 2022 | Release of Agreement of Sale |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on Record |
| Deed Sale | Jan 13, 2022 · Amount on Record |
| Prior Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 20227171214 |
| Prior Transfer Date | Nov 3, 2017 |
| Prior Transfer Doc | 0006658667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 10, 2026 |
| Property Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Document Number | 0007481522 |
| Instrument Date | Jan 31, 2026 |
| Instrument | 20267481522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Document Number | 0007481522, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20267481522 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.15% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007282822 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 7282822 |
| Name | SPOKANE TEACHER CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 15, 2021 |
| Property Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Document Number | 0007161446 |
| Map Reference | VOL L PG 8 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 7161446 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CW TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,072.87 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Document Number | 0007161447 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 7161447 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Release of Agreement of Sale |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 13, 2022 |
| Property Address | 4103 N ELGIN ST, SPOKANE, WA 99205-1449 |
| Document Number | 0007171214 |
| Map Reference | VOL L PG 8 |
| Instrument Date | Oct 1, 2013 |
| Instrument | 7171214 |
| Record Updated | Jan 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,853.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,500.00 (+0.75%) | $346,500 (+1.26%) Land $96,000 Building $250,500 | $346,500 (+1.26%) Land $96,000 Building $250,500 |
| 2025 | $3,474.00 (+10.99%) | $342,200 (+7%) Land $96,000 Building $246,200 | $342,200 (+7%) Land $96,000 Building $246,200 |
| 2024 | $319,800 (+32.7%) Land $82,500 Building $237,300 | $319,800 (+32.7%) Land $82,500 Building $237,300 | |
| 2023 | $3,130.00 (+10.95%) | $241,000 Land $60,000 Building $181,000 | $241,000 Land $60,000 Building $181,000 |
| 2022 | $2,821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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