4103 Morehead Dr, Troy, MI 48085 Property Records

Oakland County property record for 4103 Morehead Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,844 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2019)
Tax Bill	$7,242 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-13-476-005`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-476-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,844 sqft Living Area
1st Floor Area	1,625 sqft
Basement Area	1,625 sqft
Unfinished Basement	1,625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	123 ft deep x 85 ft wide
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	59 sqft
Deck Area	315 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4103 MOREHEAD DR
City	TROY
State	MI
Zip	48085-3797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 13 WATTLES POINTE SUBDIVISION LOT 108 12-17-90 FR 426-082
Legal Range	11E
Legal Township	2N
Legal Section	13
Legal Subdivision	POINTE SUB
Legal Lot Number	12,108
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	197900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4103 MOREHEAD DR, TROY, MI 48085-3797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC
Sep 22, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	2019132460
Deed Book / Page	53145 / 846
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000068386
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 17, 2021
Property Address	4103 MOREHEAD DR, TROY, MI 48085-3797
Document Number	0000068386
Book / Page	55890 / 412
Map Reference	LB 215 PG 29
Instrument Date	Feb 25, 2021
Instrument	68386
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	LEADING EDGE TITLE AGENCY, LEADING EDGE TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 MOREHEAD DR, TROY, MI 48085-3797

Mortgage

Document Number	0055890413
Date	Mar 17, 2021
Instrument	55890/413

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4103 MOREHEAD DR, TROY, MI 48085-3797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 MOREHEAD DR, TROY, MI 48085-3797

Mortgage

Document Number	0000192565
Date	Sep 22, 2020
Book Page	54866/846
Instrument	192565

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4103 MOREHEAD DR, TROY, MI 48085-3797
Document Number	0000035063
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4103 MOREHEAD DR TROY MI 480853797, TROY, MI 48085-3797

Mortgage

Document Number	0000035063
Date	Feb 19, 2020
Book Page	053849/000351
Instrument	35063

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 16, 2019
Property Address	4103 MOREHEAD DR, TROY, MI 48085-3797
Document Number	0000132460
Book / Page	53145 / 00846
Map Reference	LB 215 PG 29
Instrument Date	Jul 26, 2019
Instrument	132460
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,569.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4103 MOREHEAD DR, 4103, TROY, MI 48085-3797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 MOREHEAD DR, TROY, MI 48085-3797

Mortgage

Document Number	5314500848
Date	Aug 16, 2019
Instrument	53145/00848

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,242.00 (-3.85%)
2023			$450,200
2022	$7,532.00	$225,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2019)
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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