4103 Locust St, Vernon, TX 76384 Property Records

Wilbarger County property record for 4103 Locust St, Vernon, TX 76384

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,380 sqft · built 1952
Lot Size	0.178 acres (7,771 sqft)
Owner	Individual Name on File
Last Sale	$60,515 (Jul 2023)
Tax Bill	$3,084 (2026)
Deeds & Mortgages	Jul 2023 Mortgage
APN	`5630-003-0000-120-3`

Property Details

APN / Parcel Number

Primary APN	`5630-003-0000-120-3`
Alternative APN	`4001`

Interior

Full Baths	1 Bath
Building Area	2,380 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,771 sqft (0.178 acres)
Lot Dimensions	116 ft deep x 67 ft wide
Porch	Porch
Porch Area	364 sqft

Location & Zoning

Account Number	5630-003-0000-120-3
Street Address	4103 LOCUST ST
City	VERNON
State	TX
Zip	76384-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 3 PETTITS HIGHWAY ADDN
Legal Block	3
Legal Lot Number	12
Jurisdiction	WILBARGER TX
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2008
Census Tract	950500

Owner

4103 Locust St is owned and occupied by an individual who bought it in July 2023.

Source: Wilbarger County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	812 CASTLEMOUNT ST, WILLOW PARK, TX 76087-9241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Deed Document Number	2023141373
Deed Book / Page	773 / 793
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	000773/790
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILBARGER TX
Recording Date	Jul 31, 2023
Property Address	4103 LOCUST ST, VERNON, TX 76384-3205
Document Number	000773/790
Book / Page	773 / 790
Instrument Date	Jul 26, 2023
Instrument	141372
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4103 LOCUST ST, VERNON, TX 76384-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 LOCUST ST, VERNON, TX 76384-3205

Mortgage

Document Number	0000141374
Date	Jul 31, 2023
Instrument	141374

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 4103 Locust St was $3,084 with a homeowner's exemption, up 61.5% from the year before.

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Municipality	Vernon City
Unified School District	Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,084.00 (+61.47%)	$122,250 (+2.77%) Land $2,950 Building $119,300	$122,250 (+1.63%) Land $2,950 Building $119,300
2025	$1,910.00 Homeowner's exemption	$118,950 Land $990 Building $119,300	$120,290 Land $990 Building $119,300
2023		$85,460 (+16.29%) Land $990 Building $84,470	$85,460 (+16.29%) Land $990 Building $84,470
2022	$319.00 Homeowner's exemption	$73,490 Land $990 Building $72,500	$73,490 Land $990 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4103 Locust St; there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 Locust St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 11,002 people · EPA ID TX2440001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20