Chesterfield County property record for 4103 Ketcham Dr, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,568 sqft · built 1977 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,000 (Aug 2024) |
| Tax Bill | $2,512 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05101030A00D008 |
| Primary APN | 05101030A00D008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Cul-de-sac |
| Balcony Area | 32 sqft |
| Storage Building | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 479845000 |
|---|---|
| Street Address | 4103 KETCHAM DR |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | CREEKWOOD L 8 BK D SEC A |
| Legal Subdivision | CREEKWOOD |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 100206 |
4103 Ketcham Dr is owned and occupied by an individual who bought it in August 2024.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4103 KETCHAM DR, CHESTERFIELD, VA 23832-7809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional with PMI USAA FED'L SVGS BK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Prior Sale | Jul 1, 2020 · Amount on File |
| Deed Document Number | 202426889 |
| Deed Book / Page | 14651 / 759 |
| Prior Transfer Date | Jun 24, 2019 |
| Prior Transfer Doc | 12434-979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 1, 2020 |
| Property Address | 4103 KETCHAM DR, CHESTERFIELD, VA 23832-7809 |
| Document Number | 12826682 |
| Book / Page | 012826 / 000682 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 31383 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4103 KETCHAM DR CHESTERFIELD VA 238327809, CHESTERFIELD, VA 23832-7809 |
| Document Number | 12826686 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 012826/000686 |
| Instrument | 31384 |
| Name | USAA FED'L SVGS BK |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 4103 KETCHAM DR, CHESTERFIELD, VA 23832-7809 |
| Document Number | 12293313 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4103 KETCHAM DR CHESTERFIELD VA 238327809, CHESTERFIELD, VA 23832-7809 |
| Document Number | 12293313 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 012293/000313 |
| Instrument | 15317 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4103 Ketcham Dr was $2,512, up 1.5% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,512.00 (+1.49%) | $279,500 (+1.53%) Land $62,000 Building $217,500 | $279,500 (+1.53%) Land $62,000 Building $217,500 |
| 2025 | $2,475.00 | $275,300 Land $60,000 Building $215,300 | $275,300 Land $60,000 Building $215,300 |
| 2023 | $2,416.00 | $262,800 Land $56,000 Building $206,800 | $262,800 Land $56,000 Building $206,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4103 Ketcham Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4103 Ketcham Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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