4103 Homer Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4103 Homer Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,430 sqft · built 1923
Lot Size0.195 acres (8,494 sqft)
OwnerIndividual Name on File
Tax Bill$3,439 (2025)
Deeds & MortgagesFeb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN037-0004-0029-00

Property Details

APN / Parcel Number

Primary APN037-0004-0029-00
Alternative APN
  • 0042292

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area2,396 sqft
1st Floor Area966 sqft
AtticAttic
Attic Area464 sqft
Basement Area966 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,494 sqft (0.195 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeDetached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4103 HOMER AVE
CityCINCINNATI
StateOH
Zip45227-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description4103 HOMER AVE 70 X 125 LOT 17 PT 16 C SPRINGS SUB PARS 29-30 CONS
Legal SubdivisionSPRINGS SUB
Legal Lot Number17
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3001
Census Tract5600

Owner

4103 Homer Ave is owned and occupied by an individual.

Source: Hamilton County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4103 HOMER AVE, CINCINNATI, OH 45227-2911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address4103 HOMER AVE, CINCINNATI, OH 45227-2911
Document Number0000032253
Instrument DateFeb 1, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 HOMER AVE CINCINNATI OH 452272911, CINCINNATI, OH 45227-2911

Mortgage

Document Number0000032253
DateApr 6, 2020
Book Page014140/002516
Instrument32253
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term420 Months
DueApr 5, 2055
Interest
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4103 Homer Ave was $3,439, down 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,439.00 (-0.43%)$57,544 (-) Land $18,540 Building $39,004$164,410 Land $52,970 Building $111,440
2024$3,454.00 (-2.15%)$57,544 (-) Land $18,540 Building $39,004
2023$3,530.00 (+48.07%)$57,544 (+65.45%) Land $18,540 Building $39,004$164,410 Land $52,970 Building $111,440
2022$2,384.00 Homeowner's exemption$34,780 Land $9,135 Building $25,645
2020$99,370 Land $26,100 Building $73,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4103 Homer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 Homer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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