4103 Hermes Ln, Waxhaw, NC 28173 Property Records

Union County property record for 4103 Hermes Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Sep 2020)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-141-229`

Property Details

APN / Parcel Number

Primary APN	`06-141-229`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4103 HERMES LN
City	WAXHAW
State	NC
Zip	28173-7841
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CU RM-1 WA
Legal Description	#46 ALMA VILLAGE MAP3 OPCF912
Legal Subdivision	ALMA VILLAGE
Legal Lot Number	46
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1024
Census Tract	21013

Owner

4103 Hermes Ln, a rural home, is owned and occupied by an individual who bought it in September 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4103 HERMES LN, WAXHAW, NC 28173-7841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Oct 31, 2012
Deed Document Number	202035078
Deed Book / Page	7799 / 312
Prior Transfer Date	Oct 29, 2012
Prior Transfer Doc	5860705
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 4, 2020
Property Address	4103 HERMES LN, WAXHAW, NC 28173-7841
Document Number	0007799312
Book / Page	7799 / 312
Map Reference	CAB F FILE 912
Instrument Date	Sep 3, 2020
Instrument	35078
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1516 BROOKSLAND PL, 1516, WAXHAW, NC 28173-0275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4103 HERMES LN, WAXHAW, NC 28173-7841

Mortgage

Document Number	0000035079
Date	Sep 4, 2020
Instrument	35079

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4103 Hermes Ln was $3,253.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,400 (-) Land $80,200 Building $342,200	$422,400 (-) Land $80,200 Building $342,200
2025	$3,253.00	$422,400 Land $80,200 Building $342,200	$422,400 Land $80,200 Building $342,200
2023	$2,727.00	$268,700 Land $56,600 Building $212,100	$268,700 Land $56,600 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4103 Hermes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 Hermes Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAARS, INC private · serves 625 people · EPA ID NC0190127
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20