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4103 Gilford Cir, Ormond Beach, FL 32174 Property Records

Volusia County property record for 4103 Gilford Cir, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 2023
Lot Size0.366 acres (15,950 sqft)
Owner2 Individual Names on File
Last Sale$388,885 (Nov 2023)
Tax Bill$3,825 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN3102-11-00-1690

Property Details

APN / Parcel Number

Primary APN3102-11-00-1690
Alternative APNs
  • 02133111001690
  • 8020411

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,447 sqft
1st Floor Area2,027 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,950 sqft (0.366 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number8020411
Street Address4103 GILFORD CIR
CityORMOND BEACH
StateFL
Zip32174-9362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2-13-31 LOT 169 WEXFORD RESERVE UNIT 2 MB 64 PGS 30-36 INC PER OR 8321 PG 1184 PER OR 8475 PG 2758 PER OR 8484 PG 4633
Legal SubdivisionWEXFORD RESERVE UNIT 2
Legal Lot Number169
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group1
Census Block1012
Census Tract80102

Owner

4103 Gilford Cir is owned and occupied by two individuals who bought it in November 2023.

Source: Volusia County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address4103 GILFORD CIR, ORMOND BEACH, FL 32174-9362
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2023 · Amount on File
Deed SaleNov 16, 2023 · Amount on File
Deed Document Number2023233691
Deed Book / Page8484 / 4633
Record UpdatedOct 29, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 16, 2023
Property Address2178 RAGLAN CIR, ORMOND BEACH, FL 32174-9357
Document Number0084844633
Book / Page8484 / 4633
Map ReferenceMB 64 PG 30
Instrument DateNov 1, 2023
Instrument2023233691
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,722.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 GILFORD CIR, ORMOND BEACH, FL 32174-9362

Mortgage

Document Number0084844637
DateNov 16, 2023
Instrument8484/4637
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4103 Gilford Cir was $3,825 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,830 (+2.7%)$340,854 (-2.66%) Land $45,000 Building $295,854
2025$3,825.00 Homeowner's exemption$241,315$350,178 Land $45,000 Building $305,178
2023$803.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4103 Gilford Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 124 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 Gilford Cir is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVC/HALIFAX PLANTATION (WTP-8)
serves 6,630 people · EPA ID FL3644123
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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