4103 E Rich Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4103 E Rich Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,343 sqft · built 1910
Lot Size	0.286 acres (12,449 sqft)
Owner	Individual Name on File
Tax Bill	$2,933 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35031.0616`

Property Details

APN / Parcel Number

Primary APN	`35031.0616`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	968 sqft
Upper Floors Area	968 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	12,449 sqft (0.286 acres)
Lot Dimensions	197 ft deep x 126 ft wide
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Patio Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4103 E RICH AVE
City	SPOKANE
State	WA
Zip	99217-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HILLYARD ORCHARD HEIGHTS LT14 BLK6
Legal Range	43E
Legal Township	25N
Legal Section	03
Legal Subdivision	HILLYARD ORCHARD HEIGHTS
Legal Block	6
Legal Lot Number	14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1091
Census Tract	14400

Owner

4103 E Rich Ave is owned and occupied by an individual who acquired it in February 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4103 E RICH AVE, SPOKANE, WA 99217-6764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 4, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 16, 2019
Transfer Doc	0006785583
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 18, 2026
Property Address	4103 E RICH AVE, SPOKANE, WA 99217-6764
Document Number	0007516166
Instrument Date	Sep 14, 2026
Instrument	20267516166
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 E RICH AVE, SPOKANE, WA 99217-6764

Mortgage

Document Number	0007516166,
Date	Sep 18, 2026
Instrument	20267516166

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4103 E RICH AVE, SPOKANE, WA 99217-6764
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007144697
Date	Nov 1, 2021
Instrument	7144697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Oct 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4103 E RICH AVE, SPOKANE, WA 99217-6764
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007020399
Date	Jan 12, 2021
Instrument	7020399

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2035

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 4, 2019
Property Address	4103 E RICH AVE, SPOKANE, WA 99217-6764
Document Number	0006785583
Instrument Date	Feb 16, 2019
Instrument	6785583
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 E RICH AVE SPOKANE WA 992176764, SPOKANE, WA 99217-6764

Mortgage

Document Number	6785584
Date	Mar 4, 2019
Instrument	6785584

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4103 E Rich Ave was $2,933, up 34.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,933.00 (+34.23%)	$282,800 Land $125,000 Building $157,800	$282,800 Land $125,000 Building $157,800
2025	$2,185.00
2024		$192,100 (+64.47%) Land $60,000 Building $132,100	$192,100 (+64.47%) Land $60,000 Building $132,100
2023	$1,884.00 (+37.22%)	$116,800 Land $35,000 Building $81,800	$116,800 Land $35,000 Building $81,800
2022	$1,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4103 E Rich Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4103 E Rich Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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