Champaign County property record for 4103 E Oaks Rd, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 890 sqft · built 1950 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (May 2026) |
| Tax Bill | $2,066 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-15-35-400-002 |
| Primary APN | 25-15-35-400-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 890 sqft Living Area |
| Gross Area | 1,330 sqft |
| 1st Floor Area | 890 sqft |
| Basement Area | 440 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 54,450 sqft (1.25 acres) |
| Heating System | Central |
|---|
| Street Address | 4103 E OAKS RD |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-9760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 09E |
| Legal Township | 20N |
| Legal Section | 35 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | SOMER |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 10604 |
Source: Champaign County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1790 COUNTY ROAD 1650 N, URBANA, IL 61802-9636 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage IROQUOIS FEDERAL SAVINGS AND LOANS |
| May 26, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Sep 8, 2016 · Amount on Record |
| Deed Document Number | 20267745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 30, 2026 |
| Property Address | 4103 E OAKS RD, URBANA, IL 61802-9760 |
| Document Number | 0000011914 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202611914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4103 E OAKS RD, URBANA, IL 61802-9760 |
| Document Number | 0000011914, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202611914 |
| Name | IROQUOIS FEDERAL SAVINGS AND LOANS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 26, 2026 |
| Property Address | 4103 E OAKS RD, URBANA, IL 61802-9760 |
| Document Number | 0000007745 |
| Instrument Date | May 20, 2026 |
| Instrument | 20267745 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1790 COUNTY ROAD 1650 N, URBANA, IL 61802-9636 |
| Investor | Possibly a Property Investor |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Somer Township |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,066.00 (+6%) | $27,400 (+24.09%) Land $12,360 Building $15,040 | $82,200 (+24.09%) Land $37,080 Building $45,120 |
| 2024 | $1,949.00 (+7.92%) | ||
| 2022 | $1,806.00 | $22,080 Land $9,960 Building $12,120 | $66,240 Land $29,880 Building $36,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Volo.net Internet+Tech Fixed Wireless | 50 / 50 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures