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4103 E Moreland St, Phoenix, AZ 85008 Property Records

Maricopa County property record for 4103 E Moreland St, Phoenix, AZ 85008

Property Summary

Property TypeQuadplex
Details4 bd · 3,144 sqft · built 1963
Lot Size0.177 acres (7,708 sqft)
Owner2 Individual Names on File
Last Sale$1,060,000 (Oct 2023)
Tax Bill$1,006 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN125-20-038

Property Details

APN / Parcel Number

Primary APN125-20-038
Alternative APN
  • 125200383

Interior

Bedrooms4 Beds
Units8 Units
Stories1 Story
Building Area3,144 sqft Living Area
1st Floor Area3,144 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleQuadruplex
Exterior MaterialConcrete Block
Construction TypeTilt-Up Concrete
Roof MaterialBuilt-Up Asphalt
Lot Area7,708 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4103 E MORELAND ST
CityPHOENIX
StateAZ
Zip85008-5543
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeM-H
Legal DescriptionWHISPERING SANDS MCR 83/05
Legal Range4E
Legal Township1N
Legal Section6
Legal SubdivisionWHISPERING SANDS
Legal Lot Number36
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1001
Census Tract113701

Owner

Source: Maricopa County assessment roll, APN 125-20-038, as of October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4103 E MORELAND ST, PHOENIX, AZ 85008-5543
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Oct 25, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 15, 2021Special Warranty Deed, Transfer · Line of Credit
FIRST INTERNATIONAL BANK & TRUST
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
KS STATEBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Prior SaleNov 15, 2021 · Amount on Record
Deed Document Number2023554911
Transfer Doc0000051121
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJan 26, 2026
Property Address4103 E MORELAND ST, PHOENIX, AZ 85008-5543
Document Number0000044792
Map ReferenceMB 83 PG 5
Instrument DateJan 19, 2026
Instrument20260044792
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4103 E MORELAND ST, PHOENIX, AZ 85008-5543

Mortgage

Document Number0000044793
DateJan 26, 2026
Instrument20260044793
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 25, 2023
Property Address4103 E MORELAND ST, PHOENIX, AZ 85008-5543
Document Number0000554911
Map ReferenceMB 83 PG 5
Instrument DateOct 06, 2023
Instrument20230554911
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyCHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3037 E PEARL ST # ST3005, ST3005, MESA, AZ 85213-2027

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5901 CANTERBURY DR UNIT 14, 14, CULVER CITY, CA 90230-6721

Mortgage

Document Number0000554912
DateOct 25, 2023
Instrument20230554912
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 15, 2021
Property Address4103 E MORELAND ST, PHOENIX, AZ 85008-5543
Document Number0001220980
Map ReferenceMB 83 PG 5
Instrument DateNov 08, 2021
Instrument20211220980
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyLA COMMONWEALTH TITLE, COMMONWEALTH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address111 E DUNLAP AVE, PHOENIX, AZ 85020-2807

Transferred To (Grantee/Buyer)

NameVerified Name
Address3037 E PEARL ST, MESA, AZ 85213-2027

Mortgage

Document Number0001220981
DateNov 15, 2021
Instrument20211220981
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4103 E MORELAND ST, PHOENIX, AZ 85008-5543
Document Number0000155554
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 05, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12211 W BELL RD #204 SURPRISE AZ 853789522, 204, SURPRISE, AZ 85378-9522

Mortgage

Document Number0000155554
DateFeb 24, 2020
Instrument155554
Lender
NameKS STATEBANK
Address5110 N CENTRAL AVE, PHOENIX, AZ 85012-1404
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll as of October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictBalsz Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$87,170 (+1,005.52%)$871,700 (+7.18%) Land $174,300 Building $697,400
2025$1,006.00 (+7.36%)$7,885 (-90.27%)$813,300 (+0.35%) Land $162,600 Building $650,700
2024$81,050 (+63.31%)$810,500 (+63.31%) Land $162,100 Building $648,400
2023$937.00 (+3.65%)$49,630 Land $9,920 Building $39,710$496,300 Land $99,200 Building $397,100
2022$904.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 468 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Wi-Fiber
Fixed Wireless		400 / 400
AirFiber WISP
Fixed Wireless		100 / 25

May also be available: AT&T, California Internet, Lumen Technologies, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0407025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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