4103 E 4th Ave, Spokane, WA 99202 Property Records

Spokane County property record for 4103 E 4th Ave, Spokane, WA 99202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,291 sqft · built 1940
Lot Size	0.296 acres (12,900 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jun 2017)
Tax Bill	$381 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`35221.1818`

Property Details

APN / Parcel Number

Primary APN	`35221.1818`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
Gross Area	2,611 sqft
1st Floor Area	931 sqft
Upper Floors Area	360 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,900 sqft (0.296 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4103 E 4TH AVE
City	SPOKANE
State	WA
Zip	99202-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROSSVALE 2ND ADD LTS 13 & 14 BLK 9
Legal Range	43E
Legal Township	25N
Legal Section	22
Legal Subdivision	ROSSVALE 2ND ADD
Legal Block	9
Legal Lot Number	13,14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	2900

Owner

4103 E 4th Ave is owned and occupied by an individual who bought it in June 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4103 E 4TH AVE, SPOKANE, WA 99202-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 8, 2017	Warranty Deed, Transfer · VA Mortgage USAA
Mar 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage JANICE DUVAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Deed Document Number	20176610268
Prior Transfer Date	Dec 7, 2015
Prior Transfer Doc	0006459588
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4103 E 4TH AVE, SPOKANE, WA 99202-5023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006981945
Date	Oct 15, 2020
Instrument	6981945

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4103 E 4TH AVE, SPOKANE, WA 99202-5023
Document Number	0006841495
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4103 E 4TH AVE SPOKANE WA 992025023, SPOKANE, WA 99202-5023

Mortgage

Document Number	0006841495
Date	Sep 12, 2019
Instrument	6841495

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 8, 2017
Property Address	4103 E 4TH AVE, SPOKANE, WA 99202-5023
Document Number	0006610268
Instrument Date	Jun 5, 2017
Instrument	6610268
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 E 4TH AVE SPOKANE WA 992025023, SPOKANE, WA 99202-5023

Mortgage

Document Number	6610269
Date	Jun 8, 2017
Instrument	6610269

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 8, 2017
Property Address	4103 E 4TH AVE, SPOKANE, WA 99202-5023
Instrument Date	Mar 6, 2017
Instrument	6584262
Transaction Type	Construction Loan
Record Updated	Apr 17, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 E 4TH AVE SPOKANE WA 992025023, SPOKANE, WA 99202-5023

Mortgage

Document Number	0006584262
Date	Mar 8, 2017
Instrument	6584262

Lender

Name	JANICE DUVAL
Address	21218 E SALTESE LAKE RD, GREENACRES, WA 99016-9777

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2018

Interest

Rate	2.5%

Tax Assessment & Valuation

The 2026 property tax bill for 4103 E 4th Ave was $381 with a senior citizen's exemption, up 15.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$381.00 (+15.45%) Senior Citizen's exemption	$281,200 Land $75,000 Building $206,200	$281,200 Land $75,000 Building $206,200
2025	$330.00 Disabled Person's exemption Senior Citizen's exemption
2024		$314,700 (+24.41%) Land $55,000 Building $259,700	$314,700 (+24.41%) Land $55,000 Building $259,700
2023	$326.00 (-13.98%) Disabled Person's exemption Senior Citizen's exemption	$252,960 Land $56,760 Building $196,200	$252,960 Land $56,760 Building $196,200
2022	$379.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4103 E 4th Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4103 E 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fatbeam, Intermax Networks, T-Mobile.

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