4103 18th St, Union, NE 68455 Property Records

Cass County property record for 4103 18th St, Union, NE 68455

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,474 sqft · built 2000
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3481-03-0-00000-000-0022`

Property Details

APN / Parcel Number

Primary APN	`3481-03-0-00000-000-0022`
Alternative APN	`130322857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Interior Walls	Metal

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	1,038 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	229 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4103 18TH ST
City	UNION
State	NE
Zip	68455-2233
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	03-10-13 NW1/4 SW1/4 NW1/4 SE1/4 (2.50)
Legal Range	13
Legal Township	10
Legal Section	03
Jurisdiction	CASS NE
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3037
Census Tract	966000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4103 18TH ST, UNION, NE 68455-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit CS BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK
Dec 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK
Jan 23, 2023	Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	4103 18TH ST, UNION, NE 68455-2233
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 18TH ST, UNION, NE 68455-2233

Mortgage

Document Number	0202600142
Date	Jan 12, 2026
Instrument	2026-00142

Lender

Name	CS BANK
Type	Bank
Address	PLATTSMOUTH, NE 68048

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	4103 18TH ST, UNION, NE 68455-2233
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100044
Date	Jan 5, 2021
Instrument	2021-00044

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	4103 18TH ST, UNION, NE 68455-2233
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205632
Date	Dec 22, 2022
Instrument	2022-05632

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS NE
Recording Date	Jan 23, 2023
Property Address	4103 18TH ST, UNION, NE 68455-2233
Document Number	0202300242
Instrument Date	Jan 17, 2023
Instrument	2023-00242
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$281.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 OAK HOLLOW DR, LOUISVILLE, NE 68037-6002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4103 18TH ST, UNION, NE 68455-2233

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cass County
Unified School District	Conestoga Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,930 (+1.88%) Land $52,600 Building $243,330	$295,930 (+1.88%) Land $52,600 Building $243,330
2025	$3,566.00 (-3.86%)	$290,455 (+7.65%) Land $52,600 Building $237,855	$290,455 (+7.65%) Land $52,600 Building $237,855
2023	$3,709.00	$269,817 Land $31,962 Building $237,855	$269,817 Land $31,962 Building $237,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Nearby Flood Policies	107 in force
Nearby Flood Claims	156 (1984–2024)
Claims Outside the SFHA	137 of 156
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Flooding, Aug 2011 · 103 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Viaero Wireless.

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