4102 W 8th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4102 W 8th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,916 sqft · built 1939
Lot Size	0.097 acres (4,252 sqft)
Owner	Individual Name on Record
Last Sale	$168,939 (Mar 2019)
Tax Bill	$4,602 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3240-00120`

Property Details

APN / Parcel Number

Primary APN	`010-3240-00120`
Alternative APN	`1063259`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,916 sqft Gross Area
1st Floor Area	1,052 sqft
Basement Area	522 sqft
Finished Basement	522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,252 sqft (0.097 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1063259
Street Address	4102 W 8TH ST
City	DULUTH
State	MN
Zip	55807-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 85 FT SERIAL #
Legal Subdivision	MERRITT PARK ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4102 W 8TH ST, DULUTH, MN 55807-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 15, 2019	Grant Deed, Transfer US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20191008597
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0000883464
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4102 W 8TH ST, DULUTH, MN 55807-1534
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046090
Date	Aug 31, 2021
Instrument	1046090

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 15, 2019
Property Address	4102 W 8TH ST, DULUTH, MN 55807-1534
Document Number	00T1008597
Instrument Date	Nov 20, 2018
Instrument	T1008597
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4102 W 8TH ST DULUTH MN 558071534, DULUTH, MN 55807-1534

Mortgage

Document Number	T1008598
Date	Mar 15, 2019
Instrument	T1008598

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,602.00 (+0.74%) Homeowner's exemption
2025	$4,568.00 (+3.91%) Homeowner's exemption	$372,800 (+8.34%) Land $11,000 Building $361,800	$372,800 (+8.34%) Land $11,000 Building $361,800
2024	$4,396.00	$344,100 (+19.02%) Land $11,700 Building $332,400	$344,100 (+19.02%) Land $11,700 Building $332,400
2022		$289,100 Land $10,800 Building $278,300	$289,100 Land $10,800 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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