4102 W 6th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4102 W 6th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1916
Lot Size	0.15 acres (6,561 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Aug 2015)
Tax Bill	$2,266 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00880`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00880`
Alternative APN	`993558`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,204 sqft Gross Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,561 sqft (0.15 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	148 sqft
Deck Area	55 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	993558
Street Address	4102 W 6TH ST
City	DULUTH
State	MN
Zip	55807-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 AND 16 INC LOT 8 BLK 4 HALLS ADDTO ONEOTA SERIAL #
Legal Subdivision	RESURVEY OF MURRAY AND HOWES ADDITION
Legal Block	5
Legal Lot Number	8,15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3010
Census Tract	15800

Owner

4102 W 6th St is owned and occupied by an individual who bought it in August 2015.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4102 W 6TH ST, DULUTH, MN 55807-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2015 · Amount on File
Deed Sale	Aug 6, 2015 · Amount on File
Prior Sale	Jun 12, 2008 · Amount on File
Deed Document Number	2015960643
Prior Transfer Date	Jun 25, 2007
Prior Transfer Doc	0000854072
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2026
Property Address	4102 W 6TH ST, DULUTH, MN 55807-1514
Document Number	0001101666
Instrument Date	Apr 27, 2026
Instrument	20261101666
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 W 6TH ST, DULUTH, MN 55807-1514

Mortgage

Document Number	0001101666,
Date	May 19, 2026
Instrument	20261101666

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4102 W 6TH ST, DULUTH, MN 55807-1514
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 W 6TH ST, DULUTH, MN 55807-1514

Mortgage

Document Number	0001048995
Date	Nov 4, 2021
Instrument	1048995

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4102 W 6th St was $2,266 with a homeowner's exemption, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,266.00 (+0.09%) Homeowner's exemption
2025	$2,264.00 (+2.07%) Homeowner's exemption	$204,300 (+7.41%) Land $16,900 Building $187,400	$204,300 (+7.41%) Land $16,900 Building $187,400
2024	$2,218.00	$190,200 Land $18,100 Building $172,100	$190,200 Land $18,100 Building $172,100
2022		$180,500 Land $16,700 Building $163,800	$180,500 Land $16,700 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4102 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 W 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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