4102 Tomahawk Way, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4102 Tomahawk Way, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,564 sqft · built 1987
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Aug 2025)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Jun 2018 Second Mortgage Jan 2017 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-7425-0002-00-3`

Property Details

APN / Parcel Number

Primary APN	`17-7425-0002-00-3`
Alternative APN	`11-17-7425-0002-00-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,564 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	171 ft deep x 115 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4102 TOMAHAWK WAY
City	SAINT JOSEPH
State	MI
Zip	49085-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - LD
Legal Description	LOT 2 THE LANDINGS
Legal Subdivision	THE LANDINGS
Legal Lot Number	2
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3004
Census Tract	1800

Owner

4102 Tomahawk Way is owned and occupied by two individuals who bought it in August 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jan 26, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Aug 21, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	Jan 20, 2015 · Amount on File
Deed Document Number	2025439941
Deed Book / Page	3458 / 322
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03210/0416
Date	Jun 29, 2018
Book Page	3210/0416

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 19, 2023

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03161/2065
Date	Jan 26, 2017
Book Page	3161/2065

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 17, 2022

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03266/1713
Date	Feb 27, 2020
Book Page	3266/1713

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03255/0932
Date	Nov 4, 2019
Book Page	3255/0932

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	117 Months
Due	Aug 2, 2029

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 21, 2025
Property Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635
Document Number	003458/322
Book / Page	3458 / 322
Map Reference	LB 23 PG 22
Instrument Date	Aug 18, 2025
Instrument	2025439941
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$3,292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4102 TOMAHAWK WAY, SAINT JOSEPH, MI 49085-9635

Tax Assessment & Valuation

The 2025 property tax bill for 4102 Tomahawk Way was $3,309 with a homeowner's exemption, down 7.5% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,000 (+2.73%)	$278,000 (+2.73%)
2025	$3,309.00 (-7.52%) Homeowner's exemption	$135,300	$270,600
2024	$3,578.00
2023		$160,100	$320,200
2022	$3,329.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4102 Tomahawk Way in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 Tomahawk Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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