4102 Owster Ct, Indianapolis, IN 46237 Property Records

Marion County property record for 4102 Owster Ct, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,589 sqft · built 1997
Lot Size	0.365 acres (15,899 sqft)
Owner	Individual Name on File
Last Sale	$74,995 (Mar 2011)
Tax Bill	$2,709 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-33-108-006.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-10-33-108-006.000-500`
Alternative APN	`5035745`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,589 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,589 sqft
Upper Floors Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	187 ft deep x 85 ft wide
Terrain	Rolling
View / Lot	Extra Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4102 OWSTER CT
City	INDIANAPOLIS
State	IN
Zip	46237-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CARSONS FARM L21
Legal Subdivision	CARSONS FARM
Legal Lot Number	21
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1016
Census Tract	380404

Owner

4102 Owster Ct is owned and occupied by an individual who bought it in March 2011.

Source: Marion County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4102 OWSTER CT, INDIANAPOLIS, IN 46237-1283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit IHCDA
Aug 9, 2024	Deed of Trust, Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2011 · Amount on File
Deed Sale	Mar 22, 2011 · Amount on File
Prior Sale	Oct 11, 2010 · Amount on File
Deed Document Number	201126595
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4102 OWSTER CT, INDIANAPOLIS, IN 46237-1283
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051343
Date	Apr 19, 2021
Instrument	A202100051343

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4102 OWSTER CT, INDIANAPOLIS, IN 46237-1283
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049412
Date	Apr 28, 2022
Instrument	A202200049412

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4102 OWSTER CT, INDIANAPOLIS, IN 46237-1283
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063953
Date	Aug 3, 2023
Instrument	A202300063953

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4102 OWSTER CT, INDIANAPOLIS, IN 46237-1283
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063978
Date	Aug 9, 2024
Instrument	A202400063978

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,900 Land $31,100 Building $231,800	$262,900 Land $31,100 Building $231,800
2024	$2,709.00 (+0.59%)
2023	$2,693.00 (+3.22%) Homeowner's exemption	$214,500 (+4.99%) Land $31,100 Building $183,400	$214,500 (+4.99%) Land $31,100 Building $183,400
2022	$2,609.00 (+16.73%) Homeowner's exemption	$204,300 Land $31,100 Building $173,200	$204,300 Land $31,100 Building $173,200
2021	$2,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4102 Owster Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4102 Owster Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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