4102 Grand Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 4102 Grand Ave, Duluth, MN 55807

Property Summary

Property Type	Commercial
Details	13,600 sqft · built 1996
Lot Size	0.302 acres (13,189 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Jan 2001)
Tax Bill	$14,590 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2120-00520`

Property Details

APN / Parcel Number

Primary APN	`010-2120-00520`
Alternative APN	`1051953`

Interior

Stories	1 Story
Building Area	13,600 sqft Gross Area
1st Floor Area	13,500 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Lot Area	13,189 sqft (0.302 acres)
Garage Area	8,400 sqft
Balcony Area	1,868 sqft
Canopy	225 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1051953
Street Address	4102 GRAND AVE
City	DULUTH
State	MN
Zip	55807
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 5 AND WLY 45 FT OF LOT 6 INC PART OFVAC ALLEY ADJ SERIAL #
Legal Subdivision	HAZLEWOOD ADD TO ONEOTA DULUTH
Legal Block	11
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	15800

Owner

4102 Grand Ave, a commercial property, is owned by a company that bought it in January 2001.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	4901 VINELAND RD, 300, ORLANDO, FL 32811-7194
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Unknown BMO HARRIS BANK NA
Oct 31, 2018	Loan Modification, Mortgage BANK OF AMERICA
Nov 9, 2017	Grant Deed, Mortgage · Line of Credit BANK OF AMERICA
Nov 13, 2017	Grant Deed, Mortgage · Line of Credit BANK OF AMERICA
Nov 14, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Aug 18, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2001 · Amount on File
Deed Sale	Jan 11, 2001 · Amount on File
Prior Sale	Jan 11, 2001 · Amount on File
Deed Document Number	2001695222
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4102 GRAND AVE, DULUTH, MN 55807
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001425559
Date	Sep 24, 2021
Instrument	1425559

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Unknown
Amount	Amount on Record
Term	54 Months
Due	Mar 5, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4102 GRAND AVE, DULUTH, MN 55807
Document Number	0001344782
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4102 GRAND AVE DULUTH MN 55807, DULUTH, MN 55807

Mortgage

Document Number	0001344782
Date	Nov 15, 2018
Instrument	1344782

Lender

Name	BANK OF AMERICA
Type	Bank
Address	135 S LA SALLE ST, CHICAGO, IL 60603-4177

Agreement

Amount	Amount on Record

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2017
Property Address	4102 GRAND AVE, DULUTH, MN 55807
Instrument Date	Nov 2, 2017
Instrument	T992022
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #350 ORLANDO FL 328117192, 350, ORLANDO, FL 32811-7192
Investor	Possibly a Property Investor

Mortgage

Document Number	000T992022
Date	Nov 9, 2017
Instrument	T992022

Lender

Name	BANK OF AMERICA
Type	Bank
Address	135 S LA SALLE ST, CHICAGO, IL 60603-4177

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 8, 2019

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 13, 2017
Property Address	4102 GRAND AVE, DULUTH, MN 55807
Instrument Date	Nov 2, 2017
Instrument	A1322049
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #350 ORLANDO FL 328117192, 350, ORLANDO, FL 32811-7192
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1322049
Date	Nov 13, 2017
Instrument	A1322049

Lender

Name	BANK OF AMERICA
Type	Bank
Address	135 S LA SALLE ST, CHICAGO, IL 60603-4177

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 12, 2019

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 14, 2017
Property Address	4102 GRAND AVE, DULUTH, MN 55807
Instrument Date	Nov 2, 2017
Instrument	T992156
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #350 ORLANDO FL 328117192, 350, ORLANDO, FL 32811-7192
Investor	Possibly a Property Investor

Mortgage

Document Number	000T992156
Date	Nov 14, 2017
Instrument	T992156

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 13, 2020

Interest

Rate Type	Adjustable Rate
Rate	13.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 18, 2017
Property Address	4102 GRAND AVE, DULUTH, MN 55807
Document Number	00A1315773
Instrument Date	Jun 30, 2017
Instrument	A1315773
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$5,346.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #350 ORLANDO FL 328117192, 350, ORLANDO, FL 32811-7192

Tax Assessment & Valuation

The 2026 property tax bill for 4102 Grand Ave was $14,590, up 2.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,590.00 (+2.49%)
2025	$14,236.00 (-2.76%)	$526,200 (+3.99%) Land $166,600 Building $359,600	$526,200 (+3.99%) Land $166,600 Building $359,600
2024	$14,640.00	$506,000 Land $161,600 Building $344,400	$506,000 Land $161,600 Building $344,400
2022		$501,400 Land $167,100 Building $334,300	$501,400 Land $167,100 Building $334,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4102 Grand Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1988–2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4102 Grand Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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