4102 Elmcrest Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 4102 Elmcrest Dr, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,730 sqft · built 1987
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$725 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-12-20-278-012.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-20-278-012.000-074`
Alternative APN	`9625560016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4102 ELMCREST DR
City	FORT WAYNE
State	IN
Zip	46809-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMCREST LOT 16
Legal Subdivision	ELMCREST
Legal Lot Number	16
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2018
Census Tract	11502

Owner

4102 Elmcrest Dr is owned and occupied by two individuals.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4102 ELMCREST DR, FORT WAYNE, IN 46809-9516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FCU
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4102 ELMCREST DR, FORT WAYNE, IN 46809-9516
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018056201
Date	Nov 2, 2018
Instrument	2018056201

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4102 ELMCREST DR, FORT WAYNE, IN 46809-9516
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022019282
Date	Apr 7, 2022
Instrument	2022019282

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4102 Elmcrest Dr was $725, down 12.4% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$725.00 (-12.44%)	$164,200 Land $38,900 Building $125,300	$164,200 Land $38,900 Building $125,300
2024	$828.00 (+81.18%)
2023	$457.00 (-11.95%)	$143,300 (+2.21%) Land $28,900 Building $114,400	$143,300 (+2.21%) Land $28,900 Building $114,400
2022	$519.00 (+25.97%)	$140,200 Land $28,900 Building $111,300	$140,200 Land $28,900 Building $111,300
2021	$412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4102 Elmcrest Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 Elmcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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