4102 Cutty Sark Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 4102 Cutty Sark Rd, Baltimore, MD 21220

Property Summary

Property TypeTownhouse
Details3 ba · 1,764 sqft · built 2003
Lot Size0.037 acres (1,619 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Dec 2021)
Tax Bill$1,693 (2023)
Deeds & MortgagesDec 2025 Second Mortgage
Jul 2020 Mortgage
+ 1 more
APN15-2400001079

Property Details

APN / Parcel Number

Primary APN15-2400001079
Alternative APN
  • 2400001079

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,764 sqft Total Area
1st Floor Area612 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,619 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2400001079
Street Address4102 CUTTY SARK RD
CityBALTIMORE
StateMD
Zip21220-2375
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.037 AC PHASE 2A 4102 CUTTY SARK RD ES CARROLLWOOD MANOR
Legal SubdivisionCARROLLWOOD MANOR
Legal Phase4102,2A
Legal BlockR
Legal Lot Number46
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1016
Census Tract451803

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4102 CUTTY SARK RD, BALTIMORE, MD 21220-2375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 7, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Dec 2, 2021Deed, Transfer · Commercial Mortgage
NFM INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on Record
Deed SaleDec 2, 2021 · Amount on Record
Prior SaleOct 9, 2003 · Amount on Record
Deed Document Number0045937205
Deed Book / Page45937 / 205
Record UpdatedJun 7, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4102 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0507760499
DateDec 8, 2025
Book Page50776/499
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2045

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4102 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0431010262
DateJul 7, 2020
Book Page43101/262
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term298 Months
DueMay 1, 2045

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 2, 2021
Property Address4102 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Document Number0459370205
Book / Page45937 / 205
Map ReferenceMB 74 PG 135
Instrument DateOct 20, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address303 SWALE AVE, BALTIMORE, MD 21225-1382

Mortgage

Document Number0045937211
DateDec 2, 2021
Instrument45937/211
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,693.00$195,300 Land $70,000 Building $125,300$195,300 Land $70,000 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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