4102 Breakwater Dr, Okemos, MI 48864 Property Records

Ingham County property record for 4102 Breakwater Dr, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,266 sqft · built 1995
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jul 2021)
Tax Bill	$16,823 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-26-478-008`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-26-478-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,266 sqft Living Area
1st Floor Area	1,669 sqft
Basement Area	1,669 sqft
Finished Basement	1,669 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	185 ft deep x 105 ft wide
Garage Area	756 sqft
Porch	Slab
Porch Area	401 sqft
Patio Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4102 BREAKWATER DR
City	OKEMOS
State	MI
Zip	48864-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 359 SHOALS SUB #6
Legal Subdivision	SHOALS 06
Legal Lot Number	359
Legal Unit	359
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1006
Census Tract	5002

Owner

4102 Breakwater Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4102 BREAKWATER DR, OKEMOS, MI 48864-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Feb 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2020	Quit Claim Deed, Transfer MICHAEL D BARR & SHELLY T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jul 29, 2003 · Amount on File
Deed Document Number	202131509
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0000003842
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jul 16, 2021
Property Address	4102 BREAKWATER DR, OKEMOS, MI 48864-4412
Document Number	0000031509
Map Reference	LB 47 PG 50&51
Instrument Date	Jun 30, 2021
Instrument	2021-031509
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,902.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4102 BREAKWATER DR, 4102, OKEMOS, MI 48864-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8507 MARMORA AVE, MORTON GROVE, IL 60053-3311

Mortgage

Document Number	0000031510
Date	Jul 16, 2021
Instrument	2021-031510

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 4, 2020
Property Address	4102 BREAKWATER DR, OKEMOS, MI 48864-4412
Document Number	0000003842
Instrument Date	Jan 31, 2020
Instrument	3842
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4102 BREAKWATER DR OKEMOS MI 488644412, OKEMOS, MI 48864-4412

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Aug 6, 2020
Property Address	4102 BREAKWATER DR, OKEMOS, MI 48864-4412
Document Number	0000025620
Instrument Date	Jan 31, 2020
Instrument	25620
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 BREAKWATER DR OKEMOS MI 488644412, OKEMOS, MI 48864-4412

Mortgage

Document Number	25740
Date	Aug 6, 2020
Instrument	25740

Lender

Name	MICHAEL D BARR & SHELLY T
Address	909 RHONE LN, SOUTH LAKE, TX 76092-1429

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4102 Breakwater Dr was $16,823.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,600 (+6.82%)	$733,200 (+6.82%)
2025	$16,823.00 Homeowner's exemption	$343,200 Land $47,000 Building $296,200	$686,400 Land $94,000 Building $592,400
2023		$301,900 Land $42,000 Building $259,900	$603,800 Land $84,000 Building $519,800
2019	$9,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4102 Breakwater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 Breakwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Breakwater Dr

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