2406 KING OAK CT, 2406, SAINT CLOUD, FL 34769-6669
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4102 BOB WHITE CT, SAINT CLOUD, FL 34772-7793
Mortgage
Document Number
0055331427
Date
May 31, 2019
Instrument
5533/1427
Lender
Name
CARDINAL FINANCIAL COMPANY LP
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 4102 Bob White Ct was $5,018 with a homeowner's exemption, up 3.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Osceola County
Unified School District
Osceola County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,018.00 (+3.7%)Homeowner's exemption
$254,366
$345,600Land $65,000Building $280,600
2024
$4,839.00 (+1.43%)
2023
$4,771.00 (+3.49%)Homeowner's exemption
$239,999 (+3%)
$319,400 (+14.23%)Land $45,000Building $274,400
2022
$4,610.00Homeowner's exemption
$233,009
$279,600Land $45,000Building $234,600
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4102 Bob White Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 68 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
68 in force
Nearby Flood Claims
9 (1997–2020)
Claims Outside the SFHA
5 of 9
Most Recent Claim
Jun 2020 · other causes
Claims by Event
Hurricane Irma, Sep 2017 · 2 claims
Hurricane Frances, Sep 2004 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4102 Bob White Ct is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 73% of the US · above 57% of Florida
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source
Groundwater
Last State Inspection
Mar 2024
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025