41012 Ramon Ter, Fremont, CA 94539 Property Records

Alameda County property record for 41012 Ramon Ter, Fremont, CA 94539

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,146 sqft · built 1972
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Sep 2022)
Tax Bill	$12,592 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`525-124-131`

Property Details

APN / Parcel Number

Primary APN	`525-124-131`
Alternative APN	`525-0124-131-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,146 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	1,220 sqft (0.028 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41012 RAMON TER
City	FREMONT
State	CA
Zip	94539-4436
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00026 BLK: 0005 TR: 3276
Legal Subdivision	TRACT 3276
Legal Tract	3276
Legal Block	5
Legal Lot Number	26
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3006
Census Tract	442100

Owner

41012 Ramon Ter, a townhouse, is owned and occupied by an individual who bought it in September 2022.

Source: Alameda County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	41012 RAMON TER, FREMONT, CA 94539-4436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Sep 1, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 1, 2022	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Aug 12, 2014 · Amount on File
Deed Document Number	2022152155
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0000152154
Record Updated	Oct 29, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 5, 2026
Property Address	41012 RAMON TER, FREMONT, CA 94539-4436
Document Number	0000059276
Instrument Date	Apr 4, 2026
Instrument	202659276
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41012 RAMON TER, FREMONT, CA 94539-4436

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 1, 2022
Property Address	41012 RAMON TER, FREMONT, CA 94539-4436
Document Number	0000152155
Map Reference	MB 75 PG 1
Instrument Date	Aug 27, 2022
Instrument	2022152155
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41012 RAMON TER, FREMONT, CA 94539-4436

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 1, 2022
Property Address	41012 RAMON TER, FREMONT, CA 94539-4436
Document Number	0000152154
Map Reference	MB 75 PG 1
Instrument Date	Aug 26, 2022
Instrument	2022152154
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41012 RAMON TER, FREMONT, CA 94539-4436

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41012 RAMON TER, FREMONT, CA 94539-4436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41012 RAMON TER, FREMONT, CA 94539-4436

Mortgage

Document Number	0000249762
Date	Sep 28, 2020
Instrument	2020249762

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 41012 Ramon Ter was $12,592.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,032,975 (+2.01%) Land $311,992 Building $727,983
2025	$12,592.00 Homeowner's exemption	$1,012,591 Land $305,877 Building $713,714
2023	$11,683.00	$980,000 Land $294,000 Building $686,000	$865,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41012 Ramon Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41012 Ramon Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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