4101 Waterswatch Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 4101 Waterswatch Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,044 sqft · built 2000
Lot Size	0.499 acres (21,736 sqft)
Owner	Individual Name on File
Last Sale	$266,500 (Oct 2000)
Tax Bill	$5,834 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`731-72-73-40-500-000`

Property Details

APN / Parcel Number

Primary APN	`731-72-73-40-500-000`
Alternative APN	`268773001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,044 sqft Finished Area
1st Floor Area	172 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,736 sqft (0.499 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	268773001
Street Address	4101 WATERSWATCH DR
City	MIDLOTHIAN
State	VA
Zip	23113-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	RIVERTON SEC E 020
Legal Subdivision	RIVERTON
Legal Lot Number	20
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3000
Census Tract	100926

Owner

4101 Waterswatch Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4101 WATERSWATCH DR, MIDLOTHIAN, VA 23113-3763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2000 · Amount on File
Deed Sale	Oct 2, 2000 · Amount on File
Deed Book / Page	3916 / 490
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000051665
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4101 WATERSWATCH DR, MIDLOTHIAN, VA 23113-3763
Document Number	1320729
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 WATERSWATCH DR MIDLOTHIAN VA 231133763, MIDLOTHIAN, VA 23113-3763

Mortgage

Document Number	1320729
Date	Jan 26, 2021
Book Page	013207/000029
Instrument	5392

Lender

Name	TRUIST BK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4101 Waterswatch Dr was $5,834.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,834.00	$652,800 (+10.33%) Land $165,000 Building $487,800	$652,800 (+10.33%) Land $165,000 Building $487,800
2025		$591,700 Land $165,000 Building $426,700	$591,700 Land $165,000 Building $426,700
2023	$5,111.00	$558,900 Land $156,000 Building $402,900	$558,900 Land $156,000 Building $402,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4101 Waterswatch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2010)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2010 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Waterswatch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20