4101 Sturgis Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4101 Sturgis Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,828 sqft · built 1978
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2006)
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-24-453-012`

Property Details

APN / Parcel Number

Primary APN	`8914-24-453-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,828 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	806 sqft
Finished Basement	325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4101 STURGIS DR
City	CEDAR FALLS
State	IA
Zip	50613-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE THIRD ADDITION LOT 11
Legal Range	14W
Legal Township	89N
Legal Section	24
Legal Subdivision	HERITAGE THIRD ADDITION
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1013
Census Tract	2500

Owner

4101 Sturgis Dr is owned and occupied by an individual who acquired it in January 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4101 STURGIS DR, CEDAR FALLS, IA 50613-5521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jan 30, 2026	Intrafamily Transfer, Transfer
Sep 12, 2006	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2006 · Amount on File
Deed Sale	Sep 12, 2006 · Amount on File
Deed Document Number	20062007006170
Last Transfer Date	Jan 26, 2026
Transfer Doc	0202601330
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4101 STURGIS DR, CEDAR FALLS, IA 50613-5521
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 30, 2026
Property Address	4101 STURGIS DR, CEDAR FALLS, IA 50613-5521
Document Number	0202601330
Instrument Date	Jan 26, 2026
Instrument	2026-01330
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 STURGIS DR, CEDAR FALLS, IA 50613-5521

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 12, 2006
Property Address	4101 STURGIS DR, CEDAR FALLS, IA 50613-5521
Document Number	2007006170
Instrument Date	Sep 8, 2006
Instrument	2007006170
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4101 STURGIS DR, CEDAR FALLS, IA 50613-5521
Investor	Possibly a Property Investor

Mortgage

Document Number	2007006171
Date	Sep 12, 2006
Instrument	2007006171

Lender

Name	LIBERTY BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Sturgis Dr was $4,888, up 5.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,888.00 (+5.12%)	$325,590 Land $31,030 Building $294,560	$325,590 Land $31,030 Building $294,560
2024	$4,650.00
2023		$288,990 (+18.36%) Land $31,030 Building $257,960	$288,990 Land $31,030 Building $257,960
2022	$4,508.00	$244,170 Land $31,030 Building $213,140
2021			$244,170 Land $31,030 Building $213,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4101 Sturgis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Sturgis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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