4101 Stone St, Billings, MT 59101 Property Records

Yellowstone County property record for 4101 Stone St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,915 sqft · built 1976
Lot Size	0.234 acres (10,197 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Mar 2021)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A205260`

Property Details

APN / Parcel Number

Primary APN	`000A205260`
Alternative APNs	`03-0927-09-4-13-11-0000` `R0321425` `A205260` `A20526`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	907 sqft
Unfinished Basement	101 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,197 sqft (0.234 acres)
View / Lot	Neighborhood / Spot
Porch	Stoop
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4101 STONE ST
City	BILLINGS
State	MT
Zip	59101-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	SOUTHWEST PARK SUBD 3RD FILING, S09, T01 S, R26 E, BLOCK 13, LOT 8
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	SOUTHWEST PARK SUBD 3RD FILING
Legal Block	13
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4005
Census Tract	902

Owner

4101 Stone St is owned and occupied by two individuals who bought it in March 2021.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4101 STONE ST, BILLINGS, MT 59101-5439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · FHA Mortgage WESTERN SECURITY BANK
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Document Number	20213962430
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	0003551091
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4101 STONE ST, BILLINGS, MT 59101-5439
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003867812
Date	Nov 9, 2018
Instrument	000003867812

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 5, 2021
Property Address	4101 STONE ST, BILLINGS, MT 59101-5439
Document Number	0003962430
Map Reference	DOC 896656
Instrument Date	Mar 4, 2021
Instrument	3962430
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4101 STONE ST, BILLINGS, MT 59101-5439

Mortgage

Document Number	0003962431
Date	Mar 5, 2021
Instrument	3962431

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4101 STONE ST, BILLINGS, MT 59101-5439
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003827291
Date	Sep 13, 2017
Instrument	3827291

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Stone St was $1,941, down 19.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 (-) Land $43,210 Building $252,590	$295,800 (-) Land $43,210 Building $252,590
2025	$1,941.00 (-19.93%)	$295,800 Land $43,210 Building $252,590	$295,800 Land $43,210 Building $252,590
2024	$2,424.00 (+11.76%)
2023	$2,169.00	$243,100	$243,100 Land $43,462 Building $199,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4101 Stone St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1997)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Stone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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